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188: LOC Credit Union
This week on the Chamber Podcast, Rob sits down with Steve Grech, CEO of LOC Credit Union, and Stephanie Hamlin, Community Impact Manager, to talk about what it really means to be a community-first financial institution. With 90 years of history and more than 50 years serving Livingston County, LOC focuses on doing a few things exceptionally well, from affordable car loans and home equity lending to strong digital banking paired with real human relationships. Steve shares how LOC differentiates itself in a crowded financial market through thoughtful lending practices and service-driven culture, while Stephanie highlights the credit union’s deep investment in financial education, school partnerships, and local programs that build confidence from elementary school through adulthood. The conversation offers a clear look at how staying focused, accessible, and people-centered helps LOC strengthen both financial health and community trust.
00:00 LOC Credit Union’s Journey
03:12 What Makes LOC Unique?
06:00 Building Trust Through Relationships
09:15 Financial Literacy in Schools
12:22 2026 Initiatives and Community Engagement
15:15 Lending Wider and Deeper
Show Links
Learn more about the Brighton Chamber by visiting our website.
Website: https://www.brightoncoc.org/
Guest Links
Website: https://www.loccreditunion.com/
Guest Info:
LOC celebrated our 90th Anniversary in 2025 with 6 locations across Livingston, Oakland and Wayne Counties. We like to think LOC stands for Lender of Choice for Auto Loans & Home Equity Loans while focusing on delivering five-star member service.
Our Brighton Branch opened in June of 2024 and is located on Grand River Avenue just outside of downtown, next to Planet Fitness and AutoZone.
We have had a presence in Livingston County for 50 years. In 1976 we opened in Howell and have been at our current location on Grand River since 1997. Our current Hartland location opened in 2007 at Old 23 and M59. As we continue to invest in Livingston County, we will be building a full-service branch with a drive thru in 2026. This branch will be adjacent to the Hartland Target parking lot.
Community Sponsorships and Volunteer Involvement:
In 2024 we partnered with Bountiful Harvest when we made large financial donation upon the opening of the Brighton branch in 2024. We continue to support their mission by providing an annual cereal drive where the donations stay right here in Livingston County and our staff volunteers at the food bank.
Brighton, Howell and Hartland - Athletic Business Sponsorships
Brighton Chamber Efforts and Events- the Farmer's Market Flower Day- Bouquet Building Station, Volunteering at Chamber Events such as the Smokin Blues and Brighton Holiday Glow Reindeer Game Sponsorship. For the third year in a row, we sponsored the Tunnel of Lights at the Millpond Bridge for the community to enjoy a seasonable photo opportunity.
Financial Literacy and Education Efforts
The Community Impact Team provides a variety of financial education classroom experiences for grades K -12. Creating hands on experiences that give students a solid foundation for the real world. We also operate 19 student-run credit unions across Farmington and Livingston County that give students an independent interactive experience with banking and managing money.
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By Speakeasy Podcast Network
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This week on the Chamber Podcast, Rob sits down with Steve Grech, CEO of LOC Credit Union, and Stephanie Hamlin, Community Impact Manager, to talk about what it really means to be a community-first financial institution. With 90 years of history and more than 50 years serving Livingston County, LOC focuses on doing a few things exceptionally well, from affordable car loans and home equity lending to strong digital banking paired with real human relationships. Steve shares how LOC differentiates itself in a crowded financial market through thoughtful lending practices and service-driven culture, while Stephanie highlights the credit union’s deep investment in financial education, school partnerships, and local programs that build confidence from elementary school through adulthood. The conversation offers a clear look at how staying focused, accessible, and people-centered helps LOC strengthen both financial health and community trust.
00:00 LOC Credit Union’s Journey
03:12 What Makes LOC Unique?
06:00 Building Trust Through Relationships
09:15 Financial Literacy in Schools
12:22 2026 Initiatives and Community Engagement
15:15 Lending Wider and Deeper
Show Links
Learn more about the Brighton Chamber by visiting our website.
Website: https://www.brightoncoc.org/
Guest Links
Website: https://www.loccreditunion.com/
Guest Info:
LOC celebrated our 90th Anniversary in 2025 with 6 locations across Livingston, Oakland and Wayne Counties. We like to think LOC stands for Lender of Choice for Auto Loans & Home Equity Loans while focusing on delivering five-star member service.
Our Brighton Branch opened in June of 2024 and is located on Grand River Avenue just outside of downtown, next to Planet Fitness and AutoZone.
We have had a presence in Livingston County for 50 years. In 1976 we opened in Howell and have been at our current location on Grand River since 1997. Our current Hartland location opened in 2007 at Old 23 and M59. As we continue to invest in Livingston County, we will be building a full-service branch with a drive thru in 2026. This branch will be adjacent to the Hartland Target parking lot.
Community Sponsorships and Volunteer Involvement:
In 2024 we partnered with Bountiful Harvest when we made large financial donation upon the opening of the Brighton branch in 2024. We continue to support their mission by providing an annual cereal drive where the donations stay right here in Livingston County and our staff volunteers at the food bank.
Brighton, Howell and Hartland - Athletic Business Sponsorships
Brighton Chamber Efforts and Events- the Farmer's Market Flower Day- Bouquet Building Station, Volunteering at Chamber Events such as the Smokin Blues and Brighton Holiday Glow Reindeer Game Sponsorship. For the third year in a row, we sponsored the Tunnel of Lights at the Millpond Bridge for the community to enjoy a seasonable photo opportunity.
Financial Literacy and Education Efforts
The Community Impact Team provides a variety of financial education classroom experiences for grades K -12. Creating hands on experiences that give students a solid foundation for the real world. We also operate 19 student-run credit unions across Farmington and Livingston County that give students an independent interactive experience with banking and managing money.
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