of President Barack Obama's handling of it is getting worse," quotes a

recent Bloomberg article.  Listen in as John and Steve review the

article and give their perspective. Buying insurance can be confusing, frustrating and

ridiculously expensive.  Up next, Steve and John will give you several tips that can help you avoid

mistakes and save your hard-earned money. Finally on today's episode: Maybe you haven't been very diligent in planning for

retirement so far, but the new year is a great time to start. Tune in to MoneyMD to hear some

important steps you can take this year, no matter where you are in your

retirement planning.