MoneyMD

Episode 662: Cars break, roofs wear out, and appliances die. John and Zach explain how to turn those future “surprises” into planned expenses instead of financial emergencies. Next, learn how to use Roth conversions like a scalpel, not a sledgehammer, to help reduce taxes over the long run.

Episode 661: Want to help your kids or grandkids while you’re still here to see it? Steve and Matthew explain how much you can give and how to make the most of today’s gifting rules. Next, learn the financial moves that can help you navigate life’s biggest milestones, from a first job and marriage to retirement and handling an inheritance.

Episode 660: Matthew and Abbie sit down with Hannah to talk about her role at RYA and give clients a chance to get to know the person behind the familiar voice. Then, learn how to plan ahead for retirement’s biggest expenses and avoid costly “gotchas” after your paycheck stops.

Episode 659: Discover why growing wealth can make typical market swings feel anything but normal and how adjusting your strategy or perspective can help you stay on track. Then, learn why frightening headlines can be costly when they influence investment decisions and how a long-term plan can help keep you grounded.

Episode 658: A big 401(k) is worth celebrating, but taxes can take a surprising bite. Ryan and Matthew discuss ways to keep more of what you worked so hard to save. Then, learn four smart steps for handling a windfall wisely.

Episode 657:  Steve and Zach walk through the key moves that can help turn early retirement from a dream into a workable, lasting plan. Next, learn how those “it’s just a few dollars” purchases can turn into real money, and how to bring them back under control.

Episode 656: John and Justin explore the key tradeoffs between leaving your IRA directly to loved ones or passing it through a trust. Then, learn how smart decisions about spending, taxes, income, and market risk can help protect the seven-figure retirement savings you worked so hard to build.

Episode 655: You can care deeply about politics without letting it control your portfolio. Discover why successful investing depends more on discipline than election predictions. Then, learn simple tricks that can help you spend less and save more, even if willpower isn’t your superpower.

Episode 654: Matthew and Zach sit down with Client Relations Coordinator, Suzanne Martin, to learn more about her story and the heart she brings to serving clients. Then, discover six practical moves that can help couples strengthen their marriage as retirement reshapes their routines, spending decisions, and vision for the next chapter.

Episode 653: Medicare Advantage and original Medicare work very differently. Learn how to compare the tradeoffs before deciding which path is right for you. Then, Ryan and Steve explain how emotions, timing, and buying the latest winners can cause investors to miss out on the returns their investments actually earn.