Episode 645: Bad news dominates the headlines, yet markets often remain surprisingly resilient. Learn what investors may be missing about how markets really work. Then, Ryan and Zach explore why many Americans feel financially uneasy despite record household wealth and low unemployment.

Episode 644:  Matthew and Justin talk with Josh Marbert about the technology and operations behind RYA, along with a few lighter moments and personal insights along the way. Then, discover how investing can create greater freedom and opportunity in your life, and learn practical first steps to begin building confidence for the future.

Episode 643: The famous 4% retirement rule is getting a rethink. Learn why flexibility, diversification, and real-life spending patterns may reshape retirement income. Then, Steve and Abbie walk through the real numbers, hidden costs, and practical tradeoffs that can make or break a rental property investment.

Episode 642:  Scammers are getting smarter, faster, and more convincing. Learn four common schemes targeting seniors and how to spot the red flags before it’s too late. Then, explore how the AI boom could impact the economy and markets in ways that could look very different from today’s headlines.

Episode 641: Before taking on a mortgage, car loan, or new payment, learn how lenders evaluate your debt-to-income ratio and what it reveals about your financial health. Then, explore the hidden habits and cultural pressures that can leave even high earners feeling financially stressed.

Episode 640: Abbie and Justin go beyond simple rules of thumb to explore the key financial and personal factors that can guide a more confident retirement decision. Then, learn how Medicare really works, from enrollment rules to ongoing plan changes, so you can avoid costly surprises along the way.

Episode 639: Matthew and Steve sit down with Elizabeth Fain for a closer look at her role at RYA, plus a few personal insights you may not know. Next, they explore the most important tax updates and strategies that could help you keep more of your money this year.

Episode 638: A sudden windfall can disappear faster than you think. Learn how to avoid hidden mistakes and protect what you’ve been given. Then, Justin and Zach clear up one of the most misunderstood parts of the tax system and show how to use that knowledge to maximize what you keep, not just what you earn.

Episode 637: Get to know a familiar voice in a new way as Matthew and Ryan sit down with Ginger Sprecher to talk about her role at RYA and share a glimpse into her life beyond the office. Then, learn how to handle the toughest investing decisions with confidence when markets are at their most challenging.

Episode 636: Small oversights can create big problems. Learn practical, real-world strategies to uncover gaps and strengthen your estate plan. Then, Abbie and Zach explain why even high earners can still live paycheck to paycheck and how to break the cycle for lasting wealth.