Liz Ann Sonders, chief investment strategist for

Charles Schwab, recently stated, "I personally think the bull market we're

in now will be the best we see in our lifetimes."  Steve and John will discuss her reasons for this

strong statement in the beginning of this episode. Then, while frugality doesn't mean having to give up all your

"toys", it does require you to rethink some things. Tune in to learn seven practices

that will set you on the road to prudent financial living. Finally, have you been snagged in the golden ticket trap? Find out on MoneyMD.