Diane shares two client stories and some of her own family's story that have all developed over the last two years. So many people want to wait as long as they can to own LTC insurance, but they fail to understand that health is what buys this stuff.  When health concerns show up, sometimes we'll be required to wait a specified period of time to be able to apply for coverage.  Or we may become an uninsurable health risk, negating all the plans we had wanted to be able to use to protect our family and savings. If you're considering planning for future extended care needs, don't wait! Do it when you first decide to do it.  You are currently the youngest and likely the healthiest you'll ever be.  Use your health and youth to your advantage to obtain the most leverage for the dollars paid into a plan. Shcedule some time with me to first determine if some form of insurance is an appropriate tool for you.  If it is, we'll design a customized plan that  meets your family's unique needs. Schedule and get ready to Prepare for Tomorrow!