In tonight's episode of Brian Stark LIVE, Brian welcomes one of his favorite loan originators to the show - Rhonda Mullins. Rhonda Mullins is loan officer and mortgage specialist at Encore Lending Group in TN. She has been doing mortgages since 2004 and has a huge professional network nationwide. In this episode, Rhonda shares her insights on refinancing one's mortgage - when to do it, the process to go about it, and the ideal situation for refinancing one's loan.