Eric Bramlett and Max Leaman discuss the 2023 real estate and mortgage market and provide insights into the 2024 market predictions. They recap the decline in the real estate market in 2022 due to mortgage rates and the subsequent impact on the mortgage market in 2023. They explain the relationship between the 10-year Treasury and mortgage rates and discuss the factors that influence mortgage rates. They also analyze the impact of jobs, mortgage rates, and pent-up demand on the real estate market. The conversation highlights the challenges faced by industry professionals and the opportunities for growth in the market. They express cautious optimism for the 2024 market and discuss the predictions from CME FedWatch. In this conversation, Eric Bramlett and Max Leaman discuss their predictions for mortgage rates in 2024, the potential impact of the election on the real estate market, lessons learned from 2023, and strategies for success in 2024. They emphasize the importance of building and maintaining relationships and staying passionate about the industry. Both Eric and Max express excitement for the future and the growth opportunities ahead.

00:00 Introduction and Overview