In this week’s episode, we look back at 2025 and put our real estate predictions to the test. We break down what actually happened in the Ottawa housing market, review the latest stats, and talk through inflation, mortgage rates, and shifting buyer and seller behaviour across Canada. We discuss why active listings surged, why single family homes kept prices moving, and why condos told a different story. We also talk about variable versus fixed rate mortgages, how inflation is shaping lending decisions, and why Ottawa continues to stay resilient compared to other Canadian markets.

00:00 Introduction and Year-End Reflections

02:43 Market Predictions Review

05:41 Current Market Stats and Trends

08:54 Inflation and Economic Indicators

11:40 Variable vs Fixed Rate Mortgages

14:51 Listener Engagement and Comments

17:32 Future Predictions and Market Insights

27:45 Holiday Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

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If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.

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