In this week’s episode, we explore how the Ottawa Senators’ new land purchase could transform the city’s nightlife and tourism. We break down the latest Ottawa housing market statistics, share how job market changes are shaping real estate, and discuss a recent legal case that puts phantom offers in the spotlight. We also look ahead at possible Bank of Canada rate cuts and what these shifts could mean for the future of our market. Join us for local insights, market predictions, and a few laughs along the way.

00:00 Introduction and Summer Break Announcement

01:56 Senators Purchase and Development Plans

05:29 Impact on Ottawa's Nightlife and Tourism

09:31 July Housing Market Stats Overview

12:21 Market Trends and Predictions

14:59 Summer Market Slowdown

17:49 Job Market Insights and Economic Impact

18:39 US and Canadian Employment Trends

23:42 Economic Indicators and Market Reactions

26:58 S&P 500

28:22 Real Estate Market Dynamics and Legal Cases

30:42 You Have to Know This if You're Ever in a Multiple Offer Situation

36:26 Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we explore how federal public sector job cuts could impact Ottawa’s real estate market. We break down the latest summer trends and explain why some homes are still moving fast while others sit. We also look at where mortgage rates are headed, how AI is quietly transforming the job market, and how supply chain issues are squeezing smaller builders. Join us for practical insights, market signals, and a few laughs.

00:00 Introduction and Summer Real Estate Trends

01:55 Current Market Dynamics and Pricing Strategies

04:46 Impact of Employment Trends on Real Estate

06:15 Bank of Canada Rate Announcement This Week

06:39 The Liberal Party is Cutting Public Service Jobs

08:52 Interest Rates and Economic Indicators

09:55 The Role of AI in Employment and Efficiency

11:10 Jobs Being Cut

14:13 Is AI Replacing Jobs in the Government?

18:51 Are Rates Expected to Go Up?

22:06 Fixed -vs- Variable Rate Mortgages

28:12 Home Builders and Material Costs

30:42 Mood Boost and Closing Remarks

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we unpack why the Canadian housing market feels stuck right now and what’s holding it back. We explore rising mortgage rates, stalled new home construction, and the growing impact of economic uncertainty and trade agreements. We also discuss why some regions are hitting price peaks while others are sliding, and what’s behind the shift in consumer behaviour. Whether you're in the industry or just trying to make sense of where the market is going, this episode helps you connect the dots.

00:00 Introduction to the Current Real Estate Landscape

02:57 Market Trends and Consumer Behavior

04:29 Interest Rates and Economic Indicators

06:30 Business Challenges and Consumer Confidence

13:22 Future Outlook and Economic Uncertainty

16:12 US Influence on Canadian Economy

18:25 Challenges in New Construction

20:28 Housing Supply Crisis in Ontario

22:31 Impact of Housing Start Slowdown

23:31 Regional Real Estate Trends

25:57 Mortgage Payment Increases in the Last 10 Years

28:36 The Shift to Remote Living and Its Effects

30:08 Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we unpack the surprising trends shaping the Canadian real estate market right now. Is the market really balanced, or are we just in a holding pattern? We discuss how strong job numbers (mostly part-time) and sticky inflation are keeping interest rate predictions murky.

We also break down how consumer anxiety is showing up in spending habits, and why so many Canadians are still feeling the pinch despite more stability. Plus, we talk about the CRA's new digital tool to fight mortgage fraud and what it could mean for brokers and buyers alike.

As always, we keep it real, informative, and a little bit entertaining.

00:00 Introduction to Market Trends and AI Tools

01:49 Current Real Estate Market Overview

02:44 Is it a Balanced Market?

04:04 Are Divorces More Common Now?

04:57 Impact of Job Data on Interest Rates

08:18 Inflation and Consumer Spending Insights

10:26 Fixed Rates Are Starting to Rise

11:58 Rent is Going Down

12:52 Financial Stress Among Canadians

22:52 Mortgage Fraud and CRA's New Digital Tool

27:32 Conclusion and Mood Boost Segment

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we unpack why the market is heating up even as buyers are slowing down. We explore the latest CMHC report and what it reveals about rising mortgage debt, borrower behavior, and economic risks. We also look at key trends in Ottawa, GTA, and Vancouver, including why single-family homes are in demand, why the condo market is slipping hard in Toronto, and what the summer lull means for buyers and sellers.

We break down June’s stats, with a 5 percent price increase in Ottawa, and share why this might actually be the perfect time to negotiate hard. Plus, we share our take on the challenges developers are facing and how rental construction is being affected across Canada.

Whether you're a homeowner, buyer, or mortgage broker, this episode is packed with timely insights to help you stay informed and ahead of the curve.

00:00 Introduction to the Ottawa Real Estate Market

02:19 Current Market Trends and Buyer Behavior

06:40 June Market Statistics and Analysis

09:38 Seasonal Trends in Real Estate

14:12 CMHC Report Insights and Mortgage Trends

20:23 Borrower Behavior and Debt Ratios

22:11 Navigating Economic Risks in Mortgages

25:41 GTA Real Estate Market Trends

28:11 Vancouver's Housing Market Challenges

33:41 Toronto's Condos Aren't Selling

35:40 The Impact of Foreign Buyer Ban on Development

39:01 CMHC's Role in Rental Construction Financing

42:38 Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Matt Bournival from Greybrook to talk about how rising construction costs are putting pressure on developers, slowing down housing supply, and impacting the future of real estate in Canada. We break down what’s happening behind the scenes in the industry and what it means for the homes being built across Ontario.

We also talk about how Greybrook is changing the landscape by opening access to institutional-level projects for everyday investors, and how developers are navigating razor-thin margins, red tape, and economic uncertainty.

If you care about housing, development, or the future cost of real estate in Canada, this episode will give you clarity.

00:00 Introduction to the Podcast and Guests

01:40 Matt Bournival's Career Journey

04:27 Current Market Dynamics in Real Estate: the US vs Canada

07:23 Challenges Facing Developers and Builders

11:50 The Impact of Government Regulations

15:20 Should They Cut the HST Across the Entire Supply Chain?

17:56 International Real Estate Investments

22:50 Investment Opportunities with Greybrook

24:24 Understanding Real Estate Investment Returns

26:33 The Importance of Diversification in Investments

31:06 Future Outlook for Real Estate Development

35:46 Current Economic Indicators and Inflation

37:57 Closing Remarks and Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

Matt Bournival - VP, Private Capital Markets | Greybrook Realty Partners

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/mathieu-bournival/

Calendly: https://calendly.com/mathieu-bournival-greybrook/30min

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Realtor Greg Campbell to break down what’s really happening in the market. Interest rates didn’t drop last week, he's seeing more deals falling apart than ever, and sellers still pricing homes unrealistically. We also talk about terminated listings, declining rents, and inspection reports that are driving buyers away. Plus, we explore how housing stats are calculated and what they tell us about Ottawa’s current market. Whether you’re renting, buying, or selling, here’s what you need to know.

00:00 Intro

01:14 Market Outlook

03:03 Rates Didn't Go Down Last Week

05:48 More Deals Are Falling Apart Than Ever

09:13 Are Inspections Freaking Buyers Out?

11:29 How Are Housing Stats Calculated?

13:33 Ottawa Real Estate Market Update Data

19:15 Market Dynamics - Terminated Listings

20:48 Sellers Listing At Unrealistic Prices

23:06 Real Estate Market Predictions for June in Ottawa

25:43 Average Asking Rents Keep Falling

26:57 Rental Market Predictions

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

Greg Campbell - The Campbell-Maric Group/EXP Realty 

Email: [email protected] 

Phone: 1-613-614-0179

https://www.yourhomeinottawa.ca/

Book a call with Greg: https://calendly.com/gregcampbell

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

How to Avoid Costly Home Insurance Mistakes

In this week’s episode of the Ottawa Real Estate Podcast, we cover the shift happening right now in the Ottawa market. Are we seeing the return of multiple offers? We also discuss the surge in new mortgage originations and how east and west Ottawa compare in this evolving landscape.

We’re also joined by Brian Powell from BIG Insurance to talk about everything homeowners need to know about insurance: from what your policy actually covers to the benefits of using an insurance broker. We break down deductibles, premiums, and how to handle claims. Plus, we talk interest rates, the potential for another Bank of Canada rate cut, and how upcoming tariffs might shift market dynamics.

00:00 Introduction

01:39 Italian Fest Watercolor Class

02:22 Viewer's Comments on Paul Rushford's Episode

03:13 Ottawa's East vs West End

04:48 Multiple Offer Situations

06:23 The Current State of the Real Estate Market

08:17 New Mortgage Originations are Way Up This Year

09:49 First Time Home Buyers Are Returning to the Market

11:09 Introducing Brian Powell from BIG Insurance

11:34 Understanding Insurance Policies and Coverage

12:12 Different Types of Insurance

14:03 What Does Home Insurance Cover?

16:38 Navigating Insurance Renewals and Shopping

19:47 Calculating Insurance Premiums and Factors

21:29 Balancing Deductibles and Coverage

22:00 Navigating Insurance Claims Effectively

22:54 Benefits of Working With an Insurance Broker

23:47 The Role of AI in Insurance

24:52 Understanding Home Insurance Challenges

25:26 What Are Things that Insurance Companies Won't Cover?

27:47 Market Insights and Economic Trends

28:42 Will the Bank of Canada Cut Rates Again?

31:35 Will Tariffs Change the Market?

32:21 Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

Brian Powell

BIG - Billyard Insurance Group

https://www.thebig.ca/

Email: [email protected]

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

Is Ottawa’s Real Estate Market About to Explode?

In this week’s episode of the Ottawa Real Estate Podcast, we ask the big question on everyone’s mind: is Ottawa’s housing market about to take off? We’re joined by Paul Rushforth, Ottawa Realtor, to talk about what’s really happening with prices, inventory, and interest rates. We break down why first-time buyers and investors are jumping in, what summer 2025 could look like, and how education and teamwork are giving agents a serious edge. If you’ve been waiting for a sign, this episode might be it.

00:00 Introduction to the Ottawa Real Estate Podcast

01:44 Introducing Paul Rushforth - Ottawa Realtor

02:44 Booming or Bust? What's Really Happening in the Market

03:43 Should I Buy a House Right Now or Wait?

07:08 We're in a Typical Ottawa Market

08:09 Interest Rates and Expectations

09:09 Should I Wait Until the Next Rate Drop to Buy?

10:27 Are Variable Rates Lower Than Fixed?

11:31 You're Waiting for Prices to Come Up and Price You Out

12:04 The Hardest Hit Segment of the Real Estate Market

13:17 Stop Sitting on the Sideline!

14:20 There's a Huge Lack of Information on Mortgages

16:51 Realtors and Mortgage Brokers: How to Work Together Better

20:40 What's Happening With New Real Estate Agents?

21:30 The Power of Teamwork in Real Estate

22:16 The Importance of Continuous Learning and Coaching

23:39 Surrounding Yourself with the Right People

25:40 Implementation: The Key to Success

26:34 Adapting to Industry Changes and Technology

28:38 Educating Clients for Better Transactions

29:38 Work with Pros: The Advantage of Knowledgeable Mortgage Brokers and Realtors

30:19 Market Predictions and Trends

31:48 Why Home Prices Will Aggressively Go Up

32:57 Will the Real Estate Market Explode This Summer?

33:53 The Toughest Areas to Buy in Ottawa

35:56 East vs West Ottawa: Which Side's Home Prices Are Rising Faster?

38:25 Mood Boosts

Get in touch with us!



Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

Paul Rushforth - Ottawa Realtor

Paul Rushforth Real Estate

Phone: 613-788-2122

Instagram: @paulrushforthrealestate

https://www.paulrushforth.com/

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

Are Ottawa Homes Sitting or Selling Fast? April Market Shifts

In this week’s episode of the Ottawa Real Estate Podcast, we break down why some homes in Ottawa are lingering on the market while others are getting snapped up in days. We talk about the surprising April market stats, where mortgage rates might be heading, and which types of homes are looking less like a deal than they seem. We also unpack the Purchase Plus Improvement program, compare it to construction loans, and explain how financing conditions are playing into current offers. If you’ve seen a “handyman special” listing lately, you’ll want to hear our take.

00:00 Intro

02:03 Are Houses Not Selling in Ottawa?

06:13 Are Mortgages Rates Going to Go Up?

10:13 April Real Estate Stats for Ottawa

11:48 Some Houses Are Selling Very Quickly

12:59 Undervalued Properties That Are Not Such a Good Deal

13:49 Purchase Plus Improvement Program

18:01 Improvement Plus vs Construction Loans

22:07 Financing Conditions in Offers

25:32 "Handyman Special" Listings

28:36 Mood boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003 

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.