There are a lot of risks and fears that we need to confront when we consider leaving a stable job to become self-employed – and these fears and risks will vary depending on your age, your location, and your financial situation.

But there are a number of hard and soft barriers to making the move that are pretty common across the board – things like not having the money to pay down debt or pay for training; not wanting to give up benefits (especially health insurance for you Americans); and fear of earning less, and having inconsistent income.

In this episode, I discuss those and a number of other challenges with Matt Baker from Freshbooks.

Freshbooks does a survey each year on self-employment in America – and we discuss the findings of that survey – specifically, the things people love about being self-employed, and how people who want to be self-employed and de-risk the move.

You can listen to this episode below, or on your fave podcast app.

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