In this episode, Andy starts a new series called "What to do When…" which he will expand on for the next 6-8 episodes!

Today Andy discusses what to do when you get something in the mail or a phone call from a collections agency.

He shares how important it is to know that you have the upper hand when a bill is sent to collections so long as you understand that you do not need to feel afraid or intimidated when you hear from them.

Tune in for tips to empower yourself when you are facing collections agencies!