In this episode, Andy starts a new series called "What to do When…" which he will expand on for the next 6-8 episodes!

Today Andy discusses what to do when you get something in the mail or a phone call from a collections agency.

He shares how important it is to know that you have the upper hand when a bill is sent to collections so long as you understand that you do not need to feel afraid or intimidated when you hear from them.

Tune in for tips to empower yourself when you are facing collections agencies!

Andy brings us another healthcare hack on today’s podcast: learning how to utilize virtual urgent care!

When Andy’s daughter fell off a bed and hit her head hard, rather than rushing to the ER, they called a local urgent care and spoke with a daughter over the phone who helped them assess and care for their daughter’s injury over the phone, which saved them around $5000. He shares two other personal stories where he utilized virtual urgent care rather than in-person care and spending a lot more money than necessary.

People don’t think of virtual urgent care being an option. By hearing this, I hope that folks start to consider using virtual care before in person care in the instance of a non-life threatening medical event.

At the end of the podcast, Andy creates a medical event and contacts a virtual urgent care doctor in real time so we can get a glimpse of how simple utilizing these services are.

Andy shares another healthcare hack: the benefit of paying healthcare bills in cash 

Andy shares some recordings of interactions with healthcare workers who aren’t used to cash pay patients and how simple these interactions are with providers, unlike what we may think.

There is so much power in knowing what your cash pay bills are going to be in the moment rather than waiting for a health insurance adjustment!

Today Andy gets into negotiating one of the bills that he received when he was hospitalized for his migraine.

This bill was for interpreting a CT scan and two MRI’s that totaled just over $3800 for services that took less than 30 minutes on service and how he got that significantly reduced.

Andy shares multiple tips about not stressing if collections starts calling you and then how to significantly negotiate an exorbitant bill down.

Tune in for more!

Andy shares his personal experience from a few months ago when he had an unexpected severe migraine and shares his learnings as a patient when being treated in the ER.

Andy wants us all to pay close attention to the Patient Financial Responsibility Form as Crowd Health members and how to make sure you’re not signing yourself away for astronomical financial burden.

Andy shares a story of an astronomical bill he got before he knew that medical costs are negotiable.

Andy shares a tip to negotiating the “at the point of care” fee that all ERs and urgent cares ask for as well.

Learning how to become your own best advocate in the face of the medical system is the best way to make sure you’re not getting financially taken advantage of - tune in for more!

Dr. Ari Calhoun joins us this week and is a wealth of knowledge when it comes to preconception, prenatal, and pediatric health. Ari shares her tips for creating not only a healthy lifestyle and body for mom but how that directly translates to the health of a growing baby. Ari shares how most women are not receiving adequate macro and micronutrients and simple things you can look to add into your diet, both food and with supplementing, but also shares that if you have the means to dig deep with a practitioner such as herself, how you can drastically change pregnancy, birth, and pediatric outcomes for you and your children.

Links:

@dr.aricalhoun

www.wholesomebrainmedicine.com

Thisisneeded.com

Time stamps:

00-1:10 - intro

1:10-4:10 - Ari shares about her expertise and background

4:10-6:20 - setting up the body for optimal health in pregnancy

6:22-12:59 - advice for women who are trying to get pregnant

13:00-16:13- cost associated with this type of care

16:15-26:03 - nutritional and supplemental needs for women in preconception and pregnancy

26:05-28:50 - reasons for spikes in genetic abnormalities in utero

29:00-32:58 - old wives tales or myths for fetal brain development

33:00-35:55 - supporting neurodevelopment at the end of pregnancy

36:00-37:02 - one thing to reduce fetal neuro-developmental issues 

37:05-42:45 - if you could fund any study what would it be?

This week we have Dr. Robert Malone. Dr. Malone is an American physician and biochemist who's early work focused on developing mRNA technology, pharmaceuticals, and drug repurposing research. He received his BS in biochemistry from the University of California, Davis in 1984, his MS in biology from the University of California, San Diego in 1988, and his MD from Northwestern University Feinberg School of Medicine in 1991. He attended Harvard Medical School for a year-long postdoctoral studies program.

Due to the heat of the political climate surrounding the Covid-19 pandemic, in the last three years his work has shifted drastically from consulting to being an online presence to his community of devoted truth seekers in the world of medicine, science, analytics, bioethics, and politics.

Dr. Malone's rise to recognition came when he became critical of the use of the Covid-19 mRNA vaccine as someone who one might believe wouldn't have anything negative to say about it's roll out. He was featured on Brett Weinstein's podcast and then on Joe Rogan to talk in depth about his stance on the pandemic in its entirety, which catapulted him to be a face of "misinformation" among the mainstream media outlets.

On this episode, Dr. Malone shares insights into what's happening in our current political and scientific climate and how people who are on a mission to fight the injustice that continues to seemingly prevail can arm themselves with tools to find and create freedom.

To subscribe to Dr. Malone's Substack, follow this link: https://rwmalonemd.substack.com

00:00 - Introduction

00:15 - How to get through difficult times as an entrepreneur 

6:18 - Fork in the road after taking a stand

13:03 - Where does the vitriol come from?

20:35 - Has the middle 60% changed over time?

25:07 - Challenging the narrative as the 3-5%

34:40 - CrowdHealth members - Bitcoiners - Chevron deference. 

37:10 - Pharma industry suppressing naturopathic remedies

44:30 - Advice for people on mission fighting injustice

56:00 - Embracing alternative lifestyles

This week we have Emily Stanwyck, a mom, a birth doula, and birth educator on to discuss the myths and the risks of home birth in America! Emily has been a birth doula since 2014 and helps women understand their rights in pregnancy, labor, and as a new parent. She gave birth to both of her children at home. She advocates for true informed consent in maternity care and argues that this does not really exist in the western medical model of obstetric care in America.

We get into the financial aspects of birth and how greatly this effects access to excellent care for most Americans and how Crowd Health's model serves women who choose options outside of the traditional model of maternity care.

Emily teaches live birth education classes throughout the year and a live doula training course twice a year; you can check those out here: https://www.emilystanwyck.com/work-with-me and learn more from her on her instagram page @emilystanwyck.

Go to joincrowdhealth.com and use promo code SOVEREIGN to join the Crowd. CrowdHealth provides you all the tools you need to ditch health insurance and take control of your health. Check out @joincrowdhealth on X, Instagram, and LinkedIn.

Time Stamps:

00:00 - Introduction

1:15 - Hospital vs home birth vs birthing center experience

11:00 - Why less is more with ultrasounds

20:30 - Understanding breech babies 

26:35 - Getting to root cause of fear mongering around homebirth

32:00? -  C-section rate comparisons

35:40 - Characteristics for a positive birthing experience - physical and mental

41:40 - CrowdHealth model vs legacy health insurance or health share payments

49:00 - How to find out what method is right for you?

52:00 - What are the top questions to ask a midwife?

Tune in for a fascinating conversation between CrowdHealth founder Andy Schoonover and life sciences expert Dr Nazlie Latefi on the power of natural remedies. Dr Nazlie earned her PhD in molecular biology and neuroscience and is the cofounder and chief scientific officer of Biovanta. Biovanta is a health and wellness company re-imagining respiratory and cold care. They take a very scientific and holistic approach to look at underlying issue, and the restore body's ability

Dr Nazlie and Andy will help you understand respiratory viruses and how to take a natural approach to addressing the root cause of inflammation. You can learn more about her and

Follow Dr Nazlie on X to learn more @nlatefi or LinkedIn.

Go to joincrowdhealth.com and use promo code SOVEREIGN to join the Crowd. CrowdHealth

Time Stamps:

00:00 - Introduction

02:05 - Understand the WHY for your company

5:55 - What are the top respiratory viruses that we catch, and what are the drugs we are currently using?

12:30 - Understanding medical decongestants and home remedies

18:05 - How to determine if a drug or supplement is legit?

25:00 - Biovanta's natural approach and how Biovanta is different than Mucinex

39:00 - What are the side effects, and can children use this?

42:00 - Alternative ways to solve problems outside of pharmaceuticals

In a change of pace episode, CrowdHealth founder Andy Schoonover discusses the ins and outs of how CrowdHealth helps members navigate their healthcare journey with CrowdHealth's amazing Care Advocates Jasmine Fashola and Kelly Foster. Hear member stories, tips for navigating the healthcare system and how CrowdHealth and its members support each other through it all. Learn about the benefit of paying in cash directly for medical services and how to best operate outside the health insurance system.

Go to joincrowdhealth.com and use promo code SOVEREIGN to join the Crowd. CrowdHealth provides you all the tools you need to ditch health insurance and take control of your health.

Check out @joincrowdhealth on X, Instagram and LinkedIn.

Time Stamps:

00:00 - Introduction and Background to Care Advocates at CrowdHealth

2:45 - Experience getting to know CrowdHealth Members

6:32 - Any member concerns about paying in cash?

10:00 - What are members' most common questions to Care Advocate?

15:53 - Healthcare providers' response to accepting cash payments

23:16 - Favorite member stories and CrowdHealth differentiators

32:20 - Biggest tips for members when dealing with healthcare bills

38:05 - Missionaries not mercenaries - why do you show up for this work?