Jordan sits down with Luca Prosperi, founder of M0, a universal stablecoin platform. They dive deep into why Luca believes that everything in the future is a bank and how the infrastructure M0 is building can enable anyone to issue their own stablecoin. From working at the frontier of crypto to reflecting on the philosophy of money itself, Luca shares a systems-level vision for the future of finance. If you want to better understand how money works or where the future of finance is going, you’ll want to listen to this one. Enjoy!

Follow Jordan on X: https://x.com/jrwolfe

Links to Luca’s Work:

• M0: https://m0.org-
• Luca on Substack: https://luca-prosperi.substack.com
• Follow Luca on X: https://x.com/LucaProsperi
• Contact: [email protected]

Key Influences and Resources Mentioned:

• Incompleteness Theorem by Kurt Gödel - https://en.wikipedia.org/wiki/G%C3%B6del%27s_incompleteness_theorems
• David Foster Wallace - https://en.wikipedia.org/wiki/David_Foster_Wallace-
• Jeff Bezos - https://en.wikipedia.org/wiki/Jeff_Bezos
• Founders Podcast - https://open.spotify.com/show/7txiovdzPARhjm18NwMUYj?si=a9f2d4f9645e4a5b
• Matt Levine (Money Stuff) - https://www.bloomberg.com/opinion/authors/ARbTQlRLRjE/matthew-s-levine
• Packy McCormick (Not Boring) - https://www.notboring.co/
• Simon Taylor (Fintech Brainfood) - https://www.fintechbrainfood.com/

Chapters:

00:00 Introduction

01:13 Understanding Money

08:25 Simple Breakdown of Stablecoins

11:05 Why Stablecoin Adoption Is Accelerating

13:34 GENIUS Act and Why It’s A Game-Changer

20:30 Stablecoins Are Safer Than Bank Deposits

24:28 Centralization vs. Decentralization In Banking

30:11 What Is M0?

36:17 Stablecoins May Quickly Become Commoditized

38:44 Real M0? Use Cases

41:50 Future Of Lending

45:00 Stablecoins In the Real Economy

49:54 Current Status Of M0

51:52 Why Luca Is Building A New Financial System

54:03 Changing Systems Is More Art Than Business

57:19 How M0 Measures Success

01:00:37 Rapid Fire: Influences, Resources, and More

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