About Rajender Prasad

Rajender Prasad is the founder and managing director of Money Maestro, a UAE-based mortgage advisory firm transforming how people approach home finance. With over 25 years in banking and finance, including two decades in the UAE, Raj built his career with leading institutions such as ABN AMRO, Standard Chartered, Mashreq, and NBAD before launching his own venture in 2020.

Frustrated by the limitations of traditional banking and driven by a desire to prioritize clients’ interests over products, Raj created Money Maestro to simplify the mortgage journey with clarity, transparency, and education at its core. His firm has since achieved a 100% client satisfaction rate, an impressive milestone in the financial services sector.

About this Episode

In this insightful conversation, Raj shares his journey from corporate banking to entrepreneurship, revealing how his two decades in the industry shaped his vision for a more transparent and client-first approach to mortgage advisory.

He reflects on the digital transformation reshaping the UAE’s financial landscape—where 70% of business now happens online—and how technology has made property investment more accessible than ever, even for non-residents.

Raj explains why he founded Money Maestro: to offer clients comparative access to all major banks rather than being limited to one institution’s products. By acting as a financial partner instead of a salesperson, his team empowers buyers to make informed choices—understanding every rate, term, and hidden cost before signing.

Throughout the episode, Raj reframes mortgages as a financial planning tool, not just a loan—a way to build long-term equity and financial stability instead of simply paying rent. He breaks down common misconceptions, from who qualifies for a mortgage to why property ownership in the UAE isn’t just for the wealthy or citizens.

Quotes

3:18 - Things are moving in different levels now. That's what we are experiencing. A digital speed that is happening right now. That's not a common level. I'm sure it's happening worldwide.

 5:27 - I started mond that's how we are making sure our each and every customer is first when we use value. Their interests are safeguarded with us.ey maestro with this idea. An

 6:25 - We make sure that clients understand what you think is opting for, what kind of solution buying.

 8:06 - We educate our people because when you're buying a property or any real estate, you are entering to a registered investment.

 9:57 - We make sure what kind of commitments they are getting.

 10:38 - Property investment is not a luxury anymore. It's a need-based investment.

 12:23 - You have to play safe, you have to go slow because it's a big commitment, it's a long-term commitment. It is not a short-term gain for everyone. So, play safe, buy something under your limit.

 13:06 - Pay your checks on time. That's what I suggest to my home buyers.

 14:42 - You need to monitor your financial health. By where you take good care of your personal physical health, you need to keep seeing what is happening in your mortgage every year.

 17:26 - Our objective is to make sure that your financial journey, your home finance journey is smooth.

 19:46 - We are in touch with many real estate companies and brokers through our special program where we are spreading the knowledge and education about the mortgage awareness.

 21:55 - Market is bright, market is good, market is safe. There's no doubt in this.

 24:52 - Don't work for money. Work for your improvement, se

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