• Brief Summary of objectives (3):
  • Loans
  • Charges/fees
  • Scams
• Money Traps that Keep You Broke
  • Topic 1: Loans
    • Emergencies happen sometimes for quick and easy loans… this can be easy loans like a payday loan (borrowing money against your next paycheck – you can look at 300% more than what you are borrowing)
    • Pawn Shop Loans – you have to pay it buy the time period or your item will be offered for sell
    • Tax refund anticipation loans
    • Car title loans – amount of the loan is less than the car.  
  • Topic 2: Charges/fees
    • High interest rates
    • Overdraft and late payments can cost you a lot of money
    • Late Payments and charge you an interest
  • Topic 3: Scams
  • Topic 4: Credit Cards
    • Paying off the statement balances each month, not just paying the minimum payment

Think , Plan & Use what you have…

• Call to action: Know what you are doing
• Resources and where to connect.
  • [email protected]
  • Facebook – UAEX White County
  • IG/Pinterest – katiecullumuaexfcs
  • Website: https://www.uaex.uada.edu/life-skills-wellness/personal-finance/
  • Money traps - Cash Crisis - Money Traps That Keep You Broke FCS725 (uada.edu)

Thank you for tuning into Stacked Intent to be authentically YOU! Be sure to leave a review and follow us on instagram.