Using artificial intelligence in lending decisions has gone from a curiosity to, I would argue, the mainstream over the last five years. Most lenders have either started a pilot program or are considering it seriously and some, led by fintech lenders like Upstart, have made it core to their business.

Our next guest on the Fintech One-on-One podcast is Shri Santhanam. He is the EVP and GM of Global Analytics at Experian. Shri has spent much of his career bringing big data and AI to bear on a myriad of business challenges. For the last two years, he has been leading the global analytics initiatives for Experian.