Fintech One•On•One

The neobank space has really heated up the last couple of years. The leaders are getting real traction with millions of customers now and the rapid growth showing no signs of slowing down. These fintech companies have really changed consumer expectations now and we are seeing banks react to these new dynamics.

Our next guest on the Fintech One-on-One podcast is Jason Wilk, the CEO and Co-Founder of Dave (Jason was last on the show back in 2019). Dave was the first neobank to offer real overdraft protection and have started a movement there that is being felt by banks large and small. But they are just getting started.

The biggest #fintech stories of the week featured Jack Dorsey. Square, Capital One, New York Community Bank, Figure, David Marcus, SoFi, Thought Machine, Fundbox and more.

As finance went digital in 2020 the identity verification space became hot. Suddenly every bank needed to onboard customers online and they had to verify the identity of these customers. So, established companies that could provide a simple way to do this were in hot demand.

Our next guest on the Fintech One-on-One podcast is Laura Spiekerman, the co-founder and Chief Revenue Officer of Alloy. Alloy has been around since 2015 and they were starting to get real traction before the pandemic hit. Now, they have been on a growth tear as demand for identity verification has skyrocketed due to the pandemic.

The use of income and employment data in lending has become much more widespread in recent years. For any fintech-enabled lender, access to this data instantly via API is critical to their ability to provide a seamless borrower experience. And of course, they want coverage of as much of the working population as possible.

Our next guest on the Fintech One-on-One podcast is Joel Rickman of Equifax. His official title is the Senior Vice-President of Verification Services at Equifax Workforce Solutions but basically, he is in charge of The Work Number (TWN). This is the most mature and widely used income and employment verification system out there, with coverage of more than 125 million workers.

Another action-packed fintech news show today with Todd Anderson and special guest Kabir Kumar. We hit on all the big news stories of the week discussing VanEck, N26, Upgrade, Inc., Amazon, Visa, Oportun, Digit, BlockFi, U.S. Securities and Exchange Commission, Plaid, Crypto.com and more.

More than any other vertical, the business lending space has gone through a transformation these past couple of years. And those companies providing digital lending solutions have seen interest in their services skyrocket.

Our next guest on the Fintech One-on-One podcast is Dan O'Malley, the CEO and Co-Founder of Numerated. They have been one of the real beneficiaries of this seismic shift in attitudes towards business lending at banks and they have fully embraced this opportunity. Not bad for a company that was spun out of a 200-year-old bank just four years ago.

We are focusing on Latin America again this week in the lead-up to LendIt Fintech LatAm. This week we get the view of a native Bolivian, someone who has become a real thought leader not just in Latin American fintech but U.S. fintech as well.

Our next guest on the Fintech One-on-One podcast is Miguel Armaza, the co-founder and managing partner at Gilgamesh Ventures. But many of you will know him better as one of the hosts of the Wharton Fintech Podcast, where he hosted 140 episodes. He has graduated from Wharton now and has a new show called Fintech Leaders and a newsletter of the same name.

Another great news show this week with Todd Anderson and special guest Dan Quan. We discussed the top #fintech stories of the week including news from Amazon, Venmo, Robinhood, Socure, Coinbase, Affirm, SoFi, Upstart, #stablecoins and more.

We have a problem in this country. For the most part, money moves around slowly, at much the same speed as when we had a paper-based payments system decades ago. This makes no sense in today's world but we have a very complex system today that is going to take years, or more likely decades, to truly move to instant money movement.

Our next guest on the Fintech One-on-One podcast is Stephany Kirkpatrick, the CEO and founder of Orum. They are trying to solve this very big problem a financial infrastructure layer that can work with any kind of payment, be it ACH, wire, Visa Direct, RTP, or eventually FedNow.

Another great news show today with Todd Anderson and Timothy Li where we discussed the biggest #fintech stories of the week. We talked about Nubank, COP26 - UN Climate Change Conference, Klarna, Kakaopay, Commonwealth Bank, Gemini, Chainalysis Inc., #DeFi, #vcfunding, #stablecoins and more.