The underserved are having a moment. And it is about time. There are more fintech companies targeting the non-prime community than ever before with better and less expensive products. The revolution in technology and data access is enabling fintech companies to go deeper into the underserved population than ever before.

Our next guest on the Fintech One•On•One podcast is Ken Rees, the co-founder and CEO of Covered Care, a patient financing provider for the non-prime. Ken has spent the past two decades focused on this population and he has gathered his thoughts in the new book, Teetering. His insights paint a clear picture of the challenges of those living paycheck to paycheck and what we can do about it.

You have probably heard the terms DeFi, which is an abbreviation for Decentralized Finance and NFTs, meaning Non-Fungible Tokens. They have been covered in the news a great deal in the past month or more. So, I wanted to do an episode where we do a deep dive into these topics to find out not just what they are but what they might mean for the future of finance.

My next guest on the Fintech One•On•One podcast has a front row seat to this the changes we are seeing with DeFi and NFTs. Lex Sokolin is the Global Fintech Co-Head and the Chief Marketing Officer at ConsenSys, the leading blockchain technology software company that is building many of the tools for the next generation of financial infrastructure. Lex is also the author and publisher of the Fintech Blueprint newsletter and podcast.

We have heard many times on this show and in the media that last year was a good one when it comes to savings rates and loan delinquencies. People were not spending as much and they received government stimulus to help with their savings. So, when I received a survey last month that showed the exact opposite of this consensus, I wanted to learn more. So, while those generalizations are true, there is a segment of the population that has been hit brutally hard by the pandemic and in this episode we find out more about them.

Our next guest on the Fintech One•On•One podcast is Leigh Phillips, the CEO of SaverLife. SaverLife is a non-profit dedicated to helping build financial security for those people who need help saving money. They do this in a number of ways, including a gamification approach that makes saving fun.