The latest Retirement Living Standards report suggests millions of people across the UK could be under-saving for retirement.

In this episode, Nick breaks down the latest findings, explores what a minimum, moderate and comfortable retirement actually costs in 2025, and discusses why so many people may be underestimating both how much they need and how long their money needs to last.

Nick also shares his thoughts on auto-enrolment, the challenges facing self-employed savers, why pensions can feel like "just another tax" when you're younger, and the milestone that can completely change how you view retirement saving.

If you've ever wondered whether you're saving enough, or what retirement might realistically cost, this episode provides a practical starting point.