What do people regret most about retirement and how can you avoid the same mistakes?

In this episode, Nick unpacks findings from a recent Which? survey revealing the most common retirement regrets. From not saving early enough to leaving work too soon (or too late), he explores what these lessons mean for anyone approaching retirement today.

This episode blends numbers, real stories, and experience, helping you turn hindsight into foresight for a smoother, more confident retirement.

🎧 Listen now on The Retirement Lounge and discover how to plan smarter, before regrets set in.

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Not everyone is racing to retire, in fact, more people than ever are choosing to keep working beyond pension age.

In this solo episode, Nick asks the question: Is retirement really for you?

He explores why more baby boomers are working into later life, what's driving the rise in "flexi-retirement," and how pension freedoms have made it easier to work on your own terms.

Whether you're dreaming of full-time freedom or a phased retirement, this episode will help you redefine what "retirement" really means for you.

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Retirement is often described as the golden years, but the reality isn't always so simple.

In this solo episode, Nick explores the real challenges of retiring, from the financial and emotional to the practical and psychological. He discusses why "not getting paid anymore" can cause more anxiety than expected, how to avoid running out of money (or worrying that you will), and the often-overlooked costs of healthcare and inflation. Nick also reflects on the importance of purpose, structure, and identity in later life, sharing real stories from clients navigating this life-changing transition.

Whether you're approaching retirement or already there, this episode will help you plan not just for what you're retiring from, but what you're retiring into.

🎧 Listen now and take Nick's free Retirement Readiness Quiz at retirementlounge.co.uk

We like to think our financial decisions are logical, but our brains often have other plans.

In this solo episode, Nick dives into behavioural biases, the mental shortcuts and emotional habits that influence how we invest, often without us realising it. From loss aversion and herd behaviour to confirmation bias and the Dunning-Kruger effect, Nick explains how these biases can quietly sabotage your long-term wealth.

You'll learn how to spot your own blind spots, why discipline always beats impulse, and how to apply Nick's G.A.R.D. framework to protect your investments.

Whether you're investing for retirement or simply trying to make smarter decisions, this episode will help you see where your instincts may be getting in the way and how to keep your emotions in check when markets wobble.

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Retirement is one of life's biggest transitions, and it doesn't have to be complicated.

In this episode of The Retirement Lounge, Nick speaks with Pete Matthew, Chartered Financial Planner, author, and founder of the Meaningful Money podcast and YouTube channel. Pete shares his journey into financial services, why he started creating content to make money simple, and his insights from decades of helping people prepare for life after work.

Pete's message is clear: retirement isn't the end, it's a new chapter and with the right approach, it can be the most meaningful stage of your life.

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Connect with Pete Matthew

What does it really mean to have enough?

In this episode of The Retirement Lounge, Nick speaks with Paul Armson, financial planner, author of Enough? and creator of the Inspiring Adviser programme. Together, they explore the shift from product-driven advice to planning that's about life, not just money.

Topics include:

• Why traditional "financial advice" often misses the point

• How to focus on living fully, not chasing numbers

• Why risk is more than market volatility

• The freedom of knowing when you've already got enough

• Insights for business owners hanging on for "one more big deal"

🎧 Tune in for a refreshing and thought-provoking conversation on money, purpose, and what really matters in retirement.

👉 Listeners can request a copy of Paul's book Enough? by emailing [email protected]. 👉 Financial planners can explore Paul's Inspiring Adviser Programme here: https://www.inspiringadvisers.co.uk/

Moving house is always stressful — but in later life, it's rarely just about the property. It's about memories, identity, independence, and big life transitions.

In this conversation, Nick speaks with Susan from Turner's Oak, an estate agent who specialises in supporting older homeowners and their families through some of the most emotional moves they'll ever make.

Whether you're approaching a move yourself or supporting a loved one, this episode is full of empathy, insight, and practical advice.

🎧 Listen now to discover how a tailored, understanding approach can turn a daunting process into a positive next chapter.

Book mentioned in the episode - https://www.davidsolie.com/books-cds/book-information/

What happens when a high-performing sales exec trades spreadsheets for stage scripts? In this episode, Nick Holbrook shares his personal journey through retirement, from trial and error to finding new purpose in writing, audiobook narration, and comedy.

We explore the emotional shifts, identity challenges, and redefining what 'retirement' truly means.

It's honest, relatable, and full of practical reflections, especially for those who aren't quite ready to "do nothing."

In this episode of The Retirement Lounge, Nick speaks with Jane Finnerty, Chair of the Society of Later Life Advisers (SOLLA), about the importance of good financial advice in later life and what makes SOLLA-accredited advisers different.

They explore what SOLLA is, how it came about, and why accreditation matters when navigating complex decisions around care, estate planning, and vulnerability.

Jane brings warmth, experience, and passion to a topic that's often misunderstood, helping listeners understand where to turn when life throws up uncertainty.

Whether you're approaching later life yourself, supporting a loved one, or part of the "sandwich generation" balancing care responsibilities with your own household, this episode is full of insight.

In this episode, Nick speaks with Sarah Davies, who shares her deeply personal journey from financial insecurity to confidence.

Starting serious financial planning in her 40s, Sarah reflects on how advice changed her mindset and her retirement. Together they explore emotions around money, the importance of financial education, and why taking control later in life is not too late. A heartfelt conversation that many will relate to.