The pension inheritance tax changes coming in April 2027 are some of the biggest changes to retirement planning in years—but many people still aren't sure what they actually mean.

In this episode, Nick explains the new rules in plain English, looks back at how pension freedoms changed retirement planning in 2015, and explores why these latest changes matter for anyone with a pension.

You'll learn:

• What will change from April 2027
• Why pensions are being brought into inheritance tax
• Who could be affected (and who won't)
• The role of executors and beneficiaries
• Practical steps you can take now to prepare

If you've been hearing about the pension inheritance tax changes but aren't sure how they apply to you, this episode provides a clear, practical overview.