Today we’re talking the “B” word. The big bad BUDGET!! How to win with money even in hard times.

There are many different routes to go with managing your money, and sometimes you just have to experiment to see what works for you.

Start with taking an assessment of where you are financially. Are you scraping the bottom of the barrel just to get by each week? Maybe you end up dead even after all the bills have been paid each month. Got $150 left over and not sure where it should go? Or are you rolling in cash and trying to decide how best to allocate the extra money?

Understanding where you’re at currently is key in creating a plan for moving forward.

Today I’m coming from the perspective of someone who’s at rock bottom.