You can’t always judge wealth by appearance. Your neighbors may be wealthier than you think, and your seemingly “rich” friends could be exactly the opposite. In this episode, Teresa and Rick sit down to discuss two popular books: The Millionaire Next Door, and The Next Millionaire Next Door. These concepts, developed by Thomas J. Stanley, are together a strategy of achieving long-term wealth by developing an early lifestyle of living well below your means. Building wealth is a marathon, not a sprint, with discipline being of the utmost importance. Discipline is required to transform income into wealth. Spending less than you make, always being frugal, and spending time planning your financial future can help you attain the level of legacy wealth you need to retire comfortably. Take care of your money responsibly today, and it will take care of you tomorrow.