In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down what the latest Fed rate cuts really mean for retirees, from disappearing five percent money markets to why falling rates could spark a bond rally. He also explains why today’s strong annuity rates may not last and why now could be the ideal time to refinance your retirement before insurance companies adjust.

Stewart and Spike Spengel then highlight the biggest gap in most financial plans: real, holistic planning beyond investments. They cover spending awareness, income sequencing, Social Security timing, ACA and Medicare traps, Roth conversions, and why true tax planning must work hand-in-hand with your portfolio.

If you want a clearer picture of how rates, taxes, income, and spending all connect, this episode lays out what a complete retirement plan should include.

📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and tax focused retirement review.