In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down what the latest Fed rate cuts really mean for retirees, from disappearing five percent money markets to why falling rates could spark a bond rally. He also explains why today’s strong annuity rates may not last and why now could be the ideal time to refinance your retirement before insurance companies adjust.

Stewart and Spike Spengel then highlight the biggest gap in most financial plans: real, holistic planning beyond investments. They cover spending awareness, income sequencing, Social Security timing, ACA and Medicare traps, Roth conversions, and why true tax planning must work hand-in-hand with your portfolio.

If you want a clearer picture of how rates, taxes, income, and spending all connect, this episode lays out what a complete retirement plan should include.

📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and tax focused retirement review.

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis joins Spike Spengel to tackle some of the toughest financial questions retirees face today. From deciding whether crypto belongs in your portfolio to understanding the real risks of investing in a friend’s business or buying that “dream” retirement property, Stewart breaks down what’s smart, what’s risky, and what’s just plain dangerous for your retirement savings.

You’ll also learn the truth about required minimum distributions (RMDs) and why moving IRA assets into a trust can trigger a massive tax bill. Stewart explains how Roth conversions, charitable giving strategies, and special needs trusts can all work together to make your retirement plan more tax-efficient and more effective.

If you want to protect your savings, minimize taxes, and make smarter decisions about your retirement investments, this episode is packed with insight you don’t want to miss.

📞 Call 877-5-RETIRE (877-573-8473) AssetPreservationWealth.com to schedule your complimentary portfolio and tax efficiency review.

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis and host Spike Spengel tackle some of the most common and costly mistakes retirees make with their investments. From leveraged ETFs and variable annuities to the emotional allure of gold, Stewart explains why some popular strategies can do more harm than good, especially for those nearing or in retirement.

Hear real stories, learn how hidden fees and excessive risk can erode your nest egg, and discover safer, smarter ways to grow and preserve your wealth. Stewart also breaks down why “playing the market” and chasing trading algorithms often backfires and what disciplined, fiduciary-based planning looks like instead.

If you’ve ever been pitched a “can’t miss” product or wondered whether gold really belongs in your portfolio, this episode will help you separate sound advice from sales hype.

📞 Call 877-5-RETIRE (877-573-8473)or visit AssetPreservationWealth.com to schedule your complimentary portfolio review and second-opinion consultation.

On this episode of The Asset Preservation Hour, financial advisor Stewart Willis tackles the massive transfer of wealth underway and what it really takes to protect your money and your relationships. From the importance of involving spouses and adult children to aligning your investments with your actual life goals, Stewart shares how true fiduciaries guide clients beyond products and into purpose.

You will hear real stories and insights, including:

• A sudden seven-figure inheritance, and how to avoid blowing it
• Why many advisors lose the family after the first spouse passes
• How to use trusts and powers of attorney to keep your estate efficient and out of probate
• Retirement communities vs. retirement homes: the big upfront fees, liquidity traps, and how to test before you commit
• The surprising pickleball lawsuit drama sweeping retirement communities
• Stewart’s jujitsu journey and lessons on staying active and engaged
• Practical lifestyle planning tips, like renting before you buy and never taking tax advice from a salesperson

If you want a plan that fits you and keeps your family on the same page, this conversation brings clarity and next steps.

Call 877-5-RETIRE (877-573-8473) or visit AssetPreservationWealth.com to schedule your complimentary estate planning and portfolio review.

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis shares why a Beach Boy’s advice about retirement housing got his wife rethinking everything, and why that could matter for your retirement, too. Stewart and host Spike Spengel dive into key retirement decisions, from whether to downsize or upsize, to how the Federal Reserve’s interest rate decisions could reshape your income strategy.

You’ll learn how today’s high interest rate environment is creating limited-time opportunities for annuities and life insurance, and why Stewart says “refinancing your retirement” could triple your internal rate of return. Plus, they discuss the growing talk in Washington about allowing private equity in 401(k)s, what it means, and why Stewart sees it as both exciting and risky.

From target date funds to retirement red zones, this episode is packed with insights to help you build a retirement that’s secure, flexible, and built around your goals, not just Wall Street’s.

📞 Call 877-5-RETIRE (877-573-8473) or visit AssetPreservationWealth.com to schedule your complimentary portfolio review and retirement plan.

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down the truth about RILAs—Registered Index-Linked Annuities—and why they may not offer the protection you think. Learn the key differences between RILAs, fixed indexed annuities, and variable annuities, and why Stewart favors a barbell strategy for both growth and security in retirement.

You’ll also discover:

• Why taking too little risk in retirement can be just as dangerous as taking too much
• The hidden dangers of “buffered” annuities
• When it’s time to refinance your retirement and trade in underperforming annuities
• How to age gracefully—financially and physically
• The importance of healthcare planning, long-term care costs, and tax strategy in your later years
• Why your financial advisor should always be looking at your tax return

If you’re seeking a smarter, safer, and more holistic retirement plan, this episode is a must-listen.

For your complimentary portfolio review and tax strategy session, visit AssetPreservationWealth.com or call: 877-5-RETIRE (877-573-8473)

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis dives into the hidden costs lurking inside your 401(k). While employer-sponsored retirement plans are great tools for building wealth, many investors are unknowingly overpaying in fees, or holding underperforming funds, simply because they don’t know what to look for.

Stewart breaks down what you need to know about in-plan fees, investment options, and why even solid 401(k)s may have better alternatives. He also explains how in-service rollovers work for those over 59½ and why proactive planning matters, even while you’re still working.

Plus, the episode explores:

• What NOT to include in your will 🛑
• How beneficiary designations override your estate documents
• The difference between a will and a living trust
• Why failing to plan your estate can tear your family apart

If you’re still working, approaching retirement, or managing an inheritance, this episode offers real, practical advice to protect your future.

📞 For your complimentary 401(k) and estate plan review, call 877-5-RETIRE (877-573-8473) or visit: AssetPreservationWealth.com

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down the most common retirement mistakes—and how to avoid them. From assuming you'll work forever to underestimating healthcare costs, Stewart explains why having a plan in place is more important than ever.

You’ll learn how early tax planning, Roth conversions, and smart Social Security decisions can dramatically improve your financial future. Plus, Stewart dives into estate planning tools like powers of attorney, life insurance, and trusts, and reveals how overlooking these essentials can create chaos for your loved ones.

If you're preparing for retirement or already in it, this episode delivers practical advice you can act on now.

📞 Call Stewart and his team for your complimentary portfolio review and Roth conversion strategy session at 877-5-RETIRE (877-573-8473) or visit AssetPreservationWealth.com

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis takes a deep dive into the evolving world of fixed income investing. With billions flowing into bond ETFs and fixed annuities, Stewart breaks down what these moves mean for retirement planning—and whether these tools are actually helping or hurting your long-term income goals.

You'll learn the real difference between bond funds and individual bonds, why relying on ETFs for income might not be as “safe” as it seems, and how rising and falling interest rates can drastically impact your portfolio. Stewart also explains the flawed assumptions behind the so-called “4% rule,” and why a custom income plan, based on your goals and your risk, is more important than ever.

Plus, discover the surprising truth behind how most people choose a financial advisor (spoiler: it's not ideal), and what to look for in a true fiduciary relationship.

If you're seeking clarity, confidence, and control over your retirement income strategy, this is a must-listen.

📞 For your complimentary portfolio review and income analysis, call 877-5-RETIRE (877-573-8473) or visit AssetPreservationWealth.com

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis and co-host Spike Spengel dive into two critical topics: making sure your estate plan actually works the way you intend, and preparing for the largest wealth transfer in history. Using the recent legal battle over Jimmy Buffett’s $275 million estate as a cautionary tale, Stewart explains why even long-married couples with trusts in place can face costly disputes, and how regular reviews of your trust, wills, and beneficiary designations can prevent heartbreak and probate.

The conversation then shifts to the $85–$100 trillion that will pass from baby boomers over the next 30 years, and why this transfer is about more than just money. Stewart reveals strategies for educating both spouses, involving adult children early, and building generational wealth that preserves not only assets but also family values. From avoiding common beneficiary mistakes to coordinating spousal and next-generation planning, this episode offers practical steps to protect your legacy for decades to come.

📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary estate planning and portfolio review.