Banking on Digital Growth

467) Are You Dying, Surviving, or Thriving? A Wake-Up Call for Financial Brands


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Are you dying, surviving, or thriving? In a rapidly evolving age of AI and fintech disruption, the real threat isn’t competition—it’s complacency. Too many banks and credit unions are stuck in survival mode, reacting to problems instead of creating possibilities.

The conversation digs deep into the mindset shifts needed to break free from defensive, fear-based thinking.


James Robert and Derik explore personal stories of transformation, the impact of strategic clarity, and how the most growth-bound institutions today are those with leaders willing to take bold, courageous action. They unpack why thriving starts with leading yourself—and how 10x thinking can unlock future-focused innovation that’s no longer optional.


If you’re feeling stuck, overwhelmed, or unsure about your next step, this episode will challenge your perspective and offer a clear path forward: Think bigger. Lead bolder. Grow faster.


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Banking on Digital GrowthBy James Robert Lay

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