It’s Monday; which means it’s time to stretch your money mindset on Money Mondays 
with Xoli Zondo and Gerald Mwandiambira. 
This week, we’re unpacking a financial trend that’s becoming more and more common; 
“Buy Now, Pay Later.” 
You’ve probably seen it while shopping online or in stores. Instead of paying the full 
amount upfront, you take the item home today and pay for it over time. Sounds convenient, right? But is it a smart money tool… or a fast track to spending money you don’t actually have?

So Xoli asked our Money Babies a big question: what do they think about “Buy Now, 
Pay Later”? Does it make life easier by helping people afford things when cash is tight? 
Or is it a way to get more people into debt? 
And perhaps the biggest question of all: when they grow up, would they use it them
selves? Because sometimes the easiest way to buy something today can have consequences 
for your money tomorrow. 

Bet You Can't Find: Someone who has been stuck

What happened on this in history?

“He is too windswept to be a traditional balladeer, too emotionally available to be a detached indie boy, and too earnest to hide behind irony for long. He writes like someone who still believes in grand gestures, sings like someone raised on technique, and moves through pop not as a rebel smashing windows, but as the smiling architect replacing them with bigger glass.” 

The team battles it out - in this quiz - to find out who best remembers what happened during the week. 

“In one life, she is a teenage television asset trapped in an eternal sitcom loop. 
In another, she is a Broadway veteran who got lost on the way to the pop charts. 
In another, she is a high-altitude weather pattern capable of bringing both sunshine and 
rain simultaneously. 
In this one, she wore a ponytail like armor and outgrew every box they built for her.” 

What happened on this day in history?

Most inconvenient period 

“He is winter logic with steady hands, a builder of rooms people had stopped entering.
Where others brought speeches, he brought measurements.
Where others brought hope, he brought habits.
And slowly, the old house remembered how to stand."

What happened on this day in history?