Why does it feel as if everyone is broke this time of year? Is it because we just finished paying off the holiday bills? (Yes, eight months later.) Or are we all really broke? Whatever the reason, now is as good a time as any to start saving money. Oh, but you've tried that and it never works? Folks, I promise you that it's possible. If you really want to save money, you just have to be a little creative. Check out these ideas that are guaranteed to help keep cash in your wallet: 1.