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A lot happened in 2025: political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But headlines alone don’t determine your retirement outcome; how you respond to them does. In this episode, Ryan reflects on the five biggest financial events of the year and what actually mattered for long-term planning. The noise will change in 2026, but the strategy that creates confidence stays the same.

Here’s what we discuss in this episode:

🌍 Tariffs: Market reactions and volatility

📈 Inflation: Why prices still feel high

🏦 High-Yield Savings: Making cash work harder

🚨 Government Shutdown: Why emergency funds matter

🏢 Federal Resources: Support for government employees

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