The Super Bowl may be over, but there’s still a lot to learn from one of the best coaches in the game, Andy Reid. Whether you’re planning the perfect play on the field or preparing for retirement, success comes down to strategy, discipline, and knowing when to adjust. Today, we’re breaking down some of Coach Reid’s best quotes and how they apply to building a winning retirement plan.

As a former professional athlete and teacher, this is a topic that hits close to home. The conversation covers how focusing on the "next play" instead of getting distracted by daily market fluctuations can help create a more strategic financial plan. They also discuss the idea that setbacks, whether in sports or finance, provide valuable learning experiences, and that making adjustments to your strategy is key to long-term success.

Here’s what we discuss in this episode:

0:00 – Intro

1:21 – Ryan’s memorable coach

2:52 – Quote 1

5:56 – Quote 2

8:07 – Quote 3

10:36 – Quote 4

12:40 – How we coach our clients

Schedule a call with Ryan: https://speakwithryan.com/

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There’s a real mindset shift when someone gets to retirement and has to start taking money out of their accounts after saving for years. It gets even more difficult to figure out where to pull your money from when you have multiple types of accounts with different tax considerations. So which should you pull from first and does it really matter the order you choose?

That’s the question we’re tackling today and it’s an important one because income planning is the foundation of a retirement plan. Join us to discover how to navigate your 401k, IRA, Roth IRA, and individual accounts to create a sustainable income plan that minimizes tax liabilities and enhances your financial legacy.

Here’s what we discuss in this episode:

0:00 – Intro

0:30 – Today’s question

0:48 – Mindset shift in retirement

2:05 – Which account first?

5:05 – Does the order truly matter?

7:13 – When to start income planning

Visit us online: https://blackoakam.com/

Phone: (470) 508-0508

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Schedule a call with Ryan: https://speakwithryan.com/

Get your tax-free retirement toolkit: https://bit.ly/3PMjKqc

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s, not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire.

Join Ryan as we discuss the reasons behind this phenomenon, from the desire for social interaction to the fulfillment of staying engaged in meaningful work.

Here’s what we discuss in this episode:

0:00 – Intro

3:29 – Finding fulfillment

5:48 – Financial impact in retirement

8:06 – How it changes long-term planning

9:55 – Are younger generations different?

Read the Fortune story here: https://fortune.com/article/the-new-retirement-is-no-retirement-baby-boomers-are-keeping-jobs-well-into-their-sixties-and-seventies-because-they-like-going-to-work/

Visit us online: https://blackoakam.com/

Phone: (470) 508-0508

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Schedule a call with Ryan: https://speakwithryan.com/

Get your tax-free retirement toolkit: https://bit.ly/3PMjKqc

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

In recent years, inflation has become a significant concern for many individuals, especially those planning for retirement. While rates have returned to more normal levels, Americans still can’t ignore the profound impact it can have on your financial future. Today’s show will discuss ways to inflation-proof your retirement, particularly looking ahead to 2025 and beyond.

Here’s what we discuss in this episode:

0:00 – Intro

2:03 – How high inflation changes planning

5:37 – What rate do we typically use?

6:54 – Strategies to outpace inflation

9:02 – Client story

Visit us online: https://blackoakam.com/

Phone: (470) 508-0508

Schedule a call with Ryan: https://speakwithryan.com/

Get your tax-free retirement toolkit: https://bit.ly/3PMjKqc

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

Financial mistakes can happen at any age, but they can have a particularly significant impact in your 60s. This episode offers five common financial blunders to avoid during this pivotal decade. As you approach retirement, it's essential to navigate these pitfalls to secure your financial future.

We’ll be discussing the importance of retirement planning, managing healthcare costs, protecting your assets, understanding longevity, and the necessity of having an estate plan. All of these items are part of our planning process at Black Oak Asset Management and we want to make sure they’re a priority for you as well.

Here’s what we discuss in this episode:

0:00 – Intro

1:44 – Retirement planning

3:26 – Healthcare costs

6:47 – Protecting assets

8:08 – Longevity

9:43 – Estate planning

Visit us online: https://blackoakam.com/

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

It’s the beginning of a new year – a time when many of us make resolutions to improve our lives. But how often do we resolve to improve the way we feel about our finances? Today, we’re talking about spending with confidence, a surprising challenge for many retirees.

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Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

Today, we’re unveiling the 2025 Method to transform your money mindset in just 30 days. Whether you’re overwhelmed by debt, stuck in a savings rut, or simply stressed about money, this episode is packed with actionable strategies to help you think differently and achieve financial comfort.

Visit us online: https://blackoakam.com/

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

Imagine you could read your financial advisor’s mind before you even walked through the door for the first time. What would they want you to know? In this episode, we bring you the game-changing insights financial pros wish every saver and investor understood.

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Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

Are you making decisions about your money with a clear mind? Or are you financially ‘impaired’? December is National Impaired Driving Prevention Month, so we’re exploring the surprising parallels between dangerous driving habits and risky financial choices. In this episode, learn how to stay financially ‘sober,’ avoid costly mistakes, and keep your money on the road to success.

Visit us online: https://blackoakam.com/

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

We're diving into the mailbag today on the show. Tune in as Ryan answers a variety of financial and retirement planning questions. Ruth asks if her husband should get more involved in managing their household finances as retirement approaches. Rachel wonders what investment options make the most sense for someone in her high-income position. Let's jump in!

Visit us online: https://blackoakam.com/

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI