pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190826-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6756 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190826-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190826-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190826-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

pWe’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the predictions are for the remainder of 2019./p

h4strongHere’s what some of the experts have to say:/strong/h4

pstronga title=Ralph McLaughlin, Deputy Chief Economist for CoreLogic href=https://dsnews.com/daily-dose/08-19-2019/home-price-slowdown-cause-for-concern target=_blank rel=noopener noreferrerRalph McLaughlin, emDeputy Chief Economist/em for emCoreLogic/em/a/strong/p

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pem“We see the cooldown flattening or even reversing course in the coming months and expect the housing market to continue coming into balance. In the meantime, buyers are likely /em/p

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p…/p

pThe post a href=https://www.shanewillis.com/podcast/pensacola-experts-predict-a-strong-housing-market-for-the-rest-of-2019/Pensacola: Experts Predict a Strong Housing Market for the Rest of 2019/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6746 src=https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max.jpg alt= width=1000 height=1000 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max.jpg 1000w, https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max-150x150.jpg 150w, https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max-300x300.jpg 300w, https://www.shanewillis.com/wp-content/uploads/2019/08/24348237_max-768x768.jpg 768w sizes=auto, (max-width: 1000px) 100vw, 1000px //a/p

pWhat is an inverted yield curve and how does it impact mortgages. Below is an article from CNBC discussing just that. The Copyright of the article belongs to CNBC/p

pspan style=font-family: Bitter, Georgia, serif; font-size: 48px;The inverted yield curve is doing something weird to mortgage rates/span/p

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div class=ArticleHeader-timetime data-testid=published-timestampPUBLISHED THU, AUG 22 2019  12:15 PM EDT/timetime data-testid=lastpublished-timestampUPDATED THU, AUG 22 2019  1:04 PM EDT/time/div

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div class=Author-authorNameAndSociala class=Author-authorName tabindex= title= role= href=https://www.cnbc.com/diana-olick/ target= rel= data-type= aria-label=Diana Olick/aa class=Author-authorTwitter tabindex= title= role= href=https://twitter.com/DianaOlick target= rel= data-type= aria-label=@DIANAOLICK/a/div

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liThe gap between ARMs and fixed-rate loans is now really small because of the inverted yield curve./li

liIt is /li

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p…/p

pThe post a href=https://www.shanewillis.com/podcast/because-i-was-inverted-top-gun/“Because I was Inverted” Top Gun/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190820-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6736 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190820-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190820-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190820-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

pMany buyers are wondering where to find houses for sale in today’s market. It’s a true dilemma. We see an increase in buyer demand, but the supply available for purchase isn’t keeping up./p

pThe number of new housing permits issued prior to the great recession increased for 15 years until 2005 (from 1.12 million in 1990 to a pre-recession peak of 2.16 million in 2005). According to a title=Apartment List href=https://www.apartmentlist.com/rentonomics/building-permits-vs-job-growth-2019/ target=_blank rel=noopener noreferreremApartment List/em/a,/p

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p“emFrom 1990 to 2005, the number of single-family permits /em/p

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p…/p

pThe post a href=https://www.shanewillis.com/podcast/pensacola-housing-supply-not-keeping-up-with-population-increase/Pensacola Housing Supply Not Keeping Up with Population Increase/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

piframe loading=lazy src=https://www.youtube.com/embed/JtUxnu7VP1s width=560 height=315 frameborder=0 allowfullscreen=allowfullscreen/iframe/p

pWhat’s going on, everybody? We’re actually going to do today’s show, I’m just going to do it a little differently today. One of the things that… I was doing a podcast, I don’t know, a week or two ago, I was getting interviewed on a podcast, and somebody asked me for my story and I went, “Well, it’s not really all that interesting,” and I kind of just told a little bit of my story. And he comes to me …/p

pThe post a href=https://www.shanewillis.com/podcast/whats-my-story-success-failure-depression-anxiety-epiphanies/What’s My Story: Success, Failure, Depression, Anxiety, Epiphanies/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190814-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6723 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190814-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190814-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190814-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

article id=post-88343 class=post-88343 post type-post status-publish format-standard has-post-thumbnail hentry category-buying-myths category-buyers category-sellers category-housing-market-updates category-move-up-buyers-buyers category-pricing category-selling-myths

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pOver the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a a title=slower pace href=https://www.shanewillis.com/podcast/appreciation-is-strong-pensacola-it-might-be-time-to-sell/slower pace/a. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for homeowners./p

h4strong1. Move-Up Opportunity/strong/h4

pWith the rise in prices, homeowners naturally experience an increase in home equity. According to the a title=Homeowner Equity Insights href=https://www.corelogic.com/insights-download/homeowner-equity-report.aspx target=_blank rel=noopener noreferreremHomeowner Equity Insights/em/a from /p

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pThe post a href=https://www.shanewillis.com/podcast/the-benefits-of-growing-equity-in-your-home/The Benefits of Growing Equity in Your Home/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190813-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6706 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190813-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190813-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190813-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

pHave you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of shows like em“Property Brothers,”/em “emFixer Upper,”/em and em“Love It or List It,” /emall in one sitting./p

pWhen you’re in the middle of your real estate-themed TV show marathon, you might start to think everything you see on the screen must be how it works in real life. However, you may …/p

pThe post a href=https://www.shanewillis.com/podcast/5-real-estate-reality-tv-myths-explained-2/5 Real Estate Reality TV Myths Explained/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210.pngimg loading=lazy decoding=async class=aligncenter size-full wp-image-6696 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210.png alt= width=1046 height=1310 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210.png 1046w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210-240x300.png 240w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210-768x962.png 768w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190809-MEM-1046x1210-818x1024.png 818w sizes=auto, (max-width: 1046px) 100vw, 1046px //a/p

h3strongSome Highlights:/strong/h3

ul

liOwning your own home vs. renting may lead to some great options, such as locking in your monthly payments and having the freedom to customize your living space./li

liWhether you rent or own, you have to cover someone’s mortgage costs. You may as well be doing so to build your own wealth, rather than that of your landlord./li

liRenting and owning both have up-front fees when you sign your lease or close, respectively. Think about putting that money /li

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p…/p

pThe post a href=https://www.shanewillis.com/podcast/rent-vs-own-myth/Rent Vs. Own Myth [INFOGRAPHIC]/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/20190808-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6691 src=https://www.shanewillis.com/wp-content/uploads/2019/08/20190808-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/20190808-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/20190808-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

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pThe U.S. Census Bureau recently released their a title=2019 Q2 Homeownership Report href=https://www.census.gov/housing/hvs/files/currenthvspress.pdf target=_blank rel=noopener noreferrer2019 Q2 Homeownership Report/a. Some began to see the sky falling, believing the report showed Americans may be stepping back from their belief in homeownership./p

pThe national homeownership rate (Americans who owned vs. rented their primary residence) increased significantly during the housing boom, reaching its peak of 69.2% in 2004. The Census Bureau reported that the second quarter of 2019 ended with a homeownership rate of 64.1%, which is down from the /p

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p…/p

pThe post a href=https://www.shanewillis.com/podcast/why-all-the-chicken-littles-should-calm-down/Why All the Chicken Littles Should Calm Down/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/Money.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6680 src=https://www.shanewillis.com/wp-content/uploads/2019/08/Money.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/Money.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/Money-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

pThere’s no doubt that today’s housing market is changing, and everything we see right now indicates it is time to sell. Here’s a look at why selling now is likely to drive the greatest return on your largest investment./p

pHome values have been appreciating for several years now, growing at a strong, steady, and impressive pace. In fact, the average annual appreciation rate since 2012 has nearly emdoubled/em the average rate from the more normal market of the 1990s (think: …/p

pThe post a href=https://www.shanewillis.com/podcast/appreciation-is-strong-pensacola-it-might-be-time-to-sell/Appreciation Is Strong Pensacola: It Might Be Time to Sell/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p

pa href=https://www.shanewillis.com/wp-content/uploads/2019/08/201910806-Share-KCM.jpgimg loading=lazy decoding=async class=aligncenter size-full wp-image-6660 src=https://www.shanewillis.com/wp-content/uploads/2019/08/201910806-Share-KCM.jpg alt= width=750 height=410 srcset=https://www.shanewillis.com/wp-content/uploads/2019/08/201910806-Share-KCM.jpg 750w, https://www.shanewillis.com/wp-content/uploads/2019/08/201910806-Share-KCM-300x164.jpg 300w sizes=auto, (max-width: 750px) 100vw, 750px //a/p

pWhether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these two today./p

h4strong1. How much do you really need for a down payment?/strong/h4

pThere is a long-standing misconception about down payment requirements. A a title=survey href=https://www.fanniemae.com/resources/file/research/housingsurvey/pdf/consumer_understanding_infographic.pdf target=_blank rel=noopener noreferrersurvey/a from emFannie Mae/em shows only 17% of consumers know the …/p

pThe post a href=https://www.shanewillis.com/podcast/how-much-do-you-know-about-down-payments/How Much Do You Know About Down Payments?/a appeared first on a href=https://www.shanewillis.comShane Willis/a./p