With a new year comes a new chance to rethink our budgets. But starting such a process can be incredibly overwhelming. To help moms hit the reset button, we got in touch with several financial experts, who offered tips on getting back on track after an expensive holiday season. 1. Go on a spending diet “A 30-day no-spend challenge is a great way to detox your budget and bounce back quickly from overspending,” said money-saving expert Andrea Woroch.