Most investors know to ask about interest rates and points. But the truth is, the success of your project often depends on much more than the cost of capital.

Ryan walks through the five key questions every investor should ask a lender before closing, including how extensions work, how rehab draws are funded, how quickly a lender can close, what their lending criteria are, and who you'll actually be working with after the loan funds.

He also shares a bonus question that can reveal a lot about how a lending company operates and who really controls the capital behind your deal.

Whether you're doing your first flip or your fiftieth, understanding how your lender works can help you avoid costly surprises and build stronger long-term partnerships.

## CHAPTERS 00:51 Warm up: What are your terms? 01:57 Question 1: What is your extension process? 03:55 Question 2: What is your draw process? 05:42 Question 3: How fast can you close? 08:27 Question 4: Am I a good fit for your criteria? 11:40 Question 5: Who is my POC after closing? 14:30 BONUS QUESTION

RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: [email protected] CALL or TEXT: 469-587-8093

JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: [email protected] CALL or TEXT: 918-880-2937

KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/