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Most people don’t feel wealthy. But what if your day-to-day habits are quietly building serious financial strength? A recent article from Kiplinger outlined five surprising signs that you might be richer than you think. And none of them involve yachts or private jets. Today, Ryan analyzes the habits that signal real, lasting wealth and what to do if you are (or aren’t) on the right track.

Here’s what we discuss in this episode:

🏦 Emergency funds = hidden wealth

📉 Living below your means pays off

📊 Smart investing builds long-term security

💻 Side hustles & passive income streams matter

📆 Long-term focus beats short-term noise

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