Happy 2021- In this episode Jo and Caroline are back on the mic sharing five tips they have in helping future you! They discuss interesting skills they think are important to know for your life. 

Topics: 

• Lock down a night routine: 4:52
• Set up automatic savings: 10:34
• Learn a new or old skill: 19:30
• Make the big splurge purchase: 28:38
• Learn to establish boundaries: 37:07

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