Christmas is supposed to be one of the best times of the year. 

Its time to spend with our family, it’s magical and full of memories.

Christmas is a time that can feel like we are bleeding money.

Maybe we're traveling more, food costs for all the special events add up, and don’t forget: Gifts, gifts, and more gifts!

According to holiday shopping statistics, per household, Americans predict to spend around $1,387 during this winter’s holiday sales.

Plus, more than a quarter of Americans expect to go into debt this holiday season, according to a recent Credit Karma survey.

Yikes!!!

Is this really what Christmas should be like?!

In today's show, I'll show you five ways to save this Christmas so you won't be a statistic.

It's time to not go in debt this Christmas. Get ready to spend the amount that you can afford (and budget for) this holiday season.

Links from today’s episode:

• Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.
• Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.
• Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.
• Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/
• Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. 
• Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/

Connect with me:

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• Instagram: www.instagram.com/amberlee_rich