A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Ryan walks through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck.

Here’s what we discuss in this episode:

🏦 The myth of living off interest alone

📉 Why future tax rates might surprise you

🧓 Assisted living planning mistakes

🍽️ Retirement spending isn't always lower

🧳 The danger in counting on “just working longer”

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