Welcome back to the Emajin Golf Podcast: Beyond the 19th!

In this episode, Raj sits down with long-time friend and Emajin Platinum Partner, Julian Fayad, the founder of LoanOptions.ai, to uncover his remarkable journey of bootstrapping a fintech business built on resilience, innovation, and family values.

Julian's story is far from ordinary. Originally passionate about technology, he studied web and app development before unexpectedly landing in finance. Over nearly a decade in the industry, he combined his love for tech with financial services—eventually launching LoanOptions.ai during the challenging Covid period. What began in a tiny shoebox office quickly grew into an award-winning business helping thousands of Australians access smarter, faster, and fairer finance solutions.

In this conversation, Julian shares how his company has navigated everything from Covid shutdowns and supply chain disruptions to rising interest rates—constantly adapting, diversifying, and staying ahead through cutting-edge AI technology. He explains how LoanOptions.ai empowers customers with transparency and speed, allowing people to apply for loans in under five minutes and instantly view tailored options from over 90 lenders.

Beyond business, Julian opens up about his Lebanese heritage, his close-knit family, and how the values instilled by his single mother continue to shape his leadership style and culture today. He also reflects on the discipline of hard work, why resilience matters more than talent, and the importance of embracing challenges as opportunities to grow.

This episode is a must-listen for entrepreneurs, business leaders, and anyone fascinated by the intersection of finance, technology, and family-driven success.