We are at the end of June, and half the year of 2023 has passed so fast. This year hasn't been kind to the world economy or any of us. Everything seems to be accelerating; discussions about de-dollarization are happening in the general media. Slowly but surely, the Fed and Powell have started talking about a "mild" recession, even though we have known for months that it's already here. I have put together six messages that I consider important signs of this economic change, so please pay attention and begin preparing your finances for what's to come.