Warren Hogan, chief economic advisor at Judo Bank, has stirred up a few headlines recently calling for the RBA to hike three more times to really wrestle with the inflation beast. He said 4.35% is not enough, and the Board needs to go to 5.10% or thereabouts. We gave him some run time - away from sensationalist headlines - to explain this analysis and thought process, and why the mortgage belt might have to grit their teeth a bit longer.

Plus we speak with Denise Raward on the so called mortgage-cliff, as well as all the latest news.

00:00 - 02:58 - Intro

02:58 - 06:30 - Inflation higher than expected, bad news for HECS-HELP debts

06:30 - 10:30 - Macquarie Bank's home loan rate cuts

10:30 - 12:55 - AMP's term deposit rate hikes

12:55 - 25:41 - The mortgage cliff with Denise Raward

25:41 - 41:19 - A 5.1% cash rate with Warren Hogan

41:19 - 43:31 - Outro