We chat to Bernadette Lunas about a recent piece on Your Investment Property Magazine about the permanent rise of remote working hotspots and the considerations investors need to make before looking into these areas.

Bern's topic here, in article form

https://www.yourinvestmentpropertymag.com.au/investment-guides/remote-work-and-regional-living

00:38 - Savings tip

02:11 - Regional demand

05:06 - Considerations for investors

07:03 - Thinking like a remote worker

Another RBA rate cut in the bag! We discuss what this means for mortgage holders (and sadly, depositors) with Belinda Allen, the senior economist at Commonwealth Bank. We talk about what the RBA has its eyes on in the economy, as well as the big bank's economic forecasts. Plus we also mentioned some wages growth data that came through at the end.

00:35 - Belinda's savings tips

01:38 - About the RBA's decision

02:40 - Unanimous decision

04:05 - Only one more cut in November?

05:50 - Popular months to change the cash rate

06:56 - Productivity the big issue

09:10 - Wages growth

Another RBA rate cut in the bag! We discuss what this means for mortgage holders (and sadly, depositors) with Belinda Allen, the senior economist at Commonwealth Bank. We talk about what the RBA has its eyes on in the economy, as well as the big bank's economic forecasts. Plus we also mentioned some wages growth data that came through at the end.

And we also chat to Bernadette Lunas, about a recent piece on Your Investment Property Magazine about the permanent rise of remote working hotspots and the considerations investors need to make before looking into these areas.

Plus all the latest news and savings tips of course.

Bern's topic here, in article form

https://www.yourinvestmentpropertymag.com.au/investment-guides/remote-work-and-regional-living

01:45 - Savings tips

04:25 - What RBA cut means for mortgage holders

08:22 - Investor lending taking off

11:05 - Wages growth steady on

14:43 - Bern on remote worker hotspots

23:58 - CBA's Belinda Allen on the RBA cash rate

We spoke to resident finance journalist Harry O'Sullivan about his recent piece on buyers agents - do you need one, what do they cost, are they worth it, when do they come in handy? And all that good stuff.

You can read Harry's piece here on Your Mortgage:

https://www.yourmortgage.com.au/compare-home-loans/should-you-hire-a-buyers-agent

00:35 - Savings tip

02:20 - What are buyers agents

03:30 - Popularity of BAs

04:28 - Usefulness for investors

05:50 - Their cost

08:36 - Time is money

This week we're joined by Michael Harvey, senior food analyst at Rabobank. As Rabo is an agricultral-focused bank, it's well placed to discuss food prices, weather events, and what the farmers are feeling at the farm gate, and why it affects the price of your weekly shop or what goes onto your plate. We discussed weather patterns, grocery price inflation, geopolitics in China and the US, and other factors. Great chat!

Rabobank was last on in episode 79 with Julie Blanchard talking about savings accounts. Rabobank also has its own podcast about food and agribusiness you can access at:

https://open.spotify.com/show/5ARnEbYiwHjHreBwAbsou6

https://podcasts.apple.com/us/podcast/raboresearch-food-agribusiness-australia-nz/id1190107144

And look at our grocery price index here

https://www.savings.com.au/statistics/grocery-price-index

00:47 - Savings Tip

01:55 - Grocery price inflation

03:10 - Biggest price gainers

04:50 - Price deflation?

08:50 - US beef and Chinese dairy demand

11:00 - Coles and Woolies price gouging

13:46 - A pill for satiation and nutrition

14:15 - Price signals by consumers

This week we're joined by Michael Harvey, senior food analyst at Rabobank. As Rabo is an agricultral-focused bank, it's well placed to discuss food prices, weather events, and what the farmers are feeling at the farm gate, and why it affects the price of your weekly shop or what goes onto your plate. We discussed weather patterns, grocery price inflation, geopolitics in China and the US, and other factors. Great chat!

Rabobank was last on in episode 79 with Julie Blanchard talking about savings accounts. Rabobank also has its own podcast about food and agribusiness you can access at:

https://open.spotify.com/show/5ARnEbYiwHjHreBwAbsou6

https://podcasts.apple.com/us/podcast/raboresearch-food-agribusiness-australia-nz/id1190107144

And look at our grocery price index here

https://www.savings.com.au/statistics/grocery-price-index

Plus we speak to resident finance journalist Harry O'Sullivan about his recent piece on buyers agents - do you need one, what do they cost, are they worth it, when do they come in handy? And all that good stuff.

You can read Harry's piece here on Your Mortgage:

https://www.yourmortgage.com.au/compare-home-loans/should-you-hire-a-buyers-agent

And all the latest news and savings tips.

01:33 - Savings tips: Woolies mudcake and limiting GAS, gear acquisition syndrome

03:53 - Macquarie savings news

06:55 - Up savings news

12:00 - House price news

15:33 - Harry on buyers agents

26:31 - Rabobank's Michael Harvey on food prices

We speak to Alexi Falson, resident motoring journalist, about the latest in the government's emissions standard. We discussed what the exact penalties are for manufacturers who miss their targets, how it could distort the market, the benefits and drawbacks, as well as if it could lead to price rises for Aussie car buyers.

00:25 - Savings tip, shop around for electricity

01:50 - What is the NVES

04:50 - What's the government aiming to do

06:20 - What do manufacturers think

10:40 - How it could change fleet lineups

This week we're chatting to Ben Hillier, the head of retirement at AMP, about, well, you guessed it... retirement. And more importantly, how much you need for retirement. It's the million dollar question, and it all relates back to the rather unsavoury question - how long are you going to live? We also discussed the $3m super tax, if the super guarantee of 12% is a bit too far and hampers wages growth, super returns, and AMP's interesting new product.

00:47 - Ben's savings tip

01:40 - 12% super guarantee, too much or not enough

03:30 - The fear of running out

06:10 - AMP's interesting product

11:00 - $3m super tax

14:50 - Do you need $1m to retire

This week we're chatting to Ben Hillier, the head of retirement at AMP, about, well, you guessed it... retirement. And more importantly, how much you need for retirement. It's the million dollar question, and it all relates back to the rather unsavoury question - how long are you going to live? We also discussed the $3m super tax, if the super guarantee of 12% is a bit too far and hampers wages growth, super returns, and AMP's interesting new product.

Plus we speak to Alexi Falson, resident motoring journalist, about the latest in the government's emissions standard. We discussed what the exact penalties are for manufacturers who miss their targets, how it could distort the market, the benefits and drawbacks, as well as if it could lead to price rises for Aussie car buyers.

And all the latest news and savings tips of course.

01:35 - Savings tips: RACV/Q membership discounts & op shop greeting cards

04:10 - Inflation tracking nicely

07:17 - Out of cycle rate cut for Up Home Loans

11:22 - Macquarie cuts fixed rates/NAB changes uni debt rules

15:27 - Alexi's chat on the NVES

29:34 - Retirement and super chat with Ben Hillier

We speak to resident finance journalist Harry O'Sullivan about which suburbs produce the top rental yields. Think mining towns and remote areas that used to rely on industry. It's an important consideration for property investors, but again, chasing yields can bring about a bunch of risks.

00:33 - Savings tip, use free streaming

02:30 - Highest rental yield areas

04:30 - Not all glitz and glam

07:20 - What about capital cities

10:13 - Capital gains vs yield

11:45 - Quick Victoria mention