In this episode, Kieran and Martin discuss the proposed changes to inheritance tax on pensions and what they could mean for individuals and families planning for the future. They break down how pensions have traditionally been used as a tax-efficient way to pass on wealth, and why these changes could have a significant impact on estate planning going forward.

The conversation explores who may be affected, common misconceptions around pensions and inheritance tax, and some of the practical considerations people may want to think about when reviewing their financial plans.

As always, the focus is on keeping things clear, practical and easy to understand, helping listeners cut through the headlines and better understand the bigger picture around long-term planning.