In this episode, Kieran and Martin break down one of the most common financial goals - building a £1 million pension pot. They explain why it’s not a one-size-fits-all target, and why understanding your current position, earnings potential and retirement timeline is key.Using real-life style case studies, they highlight the impact of investment growth, inflation, and consistent contributions over time. They also discuss common mistakes, including being invested in the wrong funds for too long, and the importance of regularly reviewing your plan.The episode provides practical tips on how to boost your pension, from maximising employer contributions to making small mindset changes that can have a big long-term impact.

In this episode, Kieran, Martin and Emma share real (anonymised) client stories that showcase the real impact of financial planning. They discuss challenging client situations, difficult retirement conversations, and how advice can help people navigate uncertain or complex financial decisions.They also explore why flexibility is key to any financial plan, share some of their favourite retirement success stories, and talk honestly about what happens when clients don’t follow advice. The episode finishes with their thoughts on what makes a strong, successful client relationship.

Disclaimer: Those Pension Guys is brought to you by Welsh & Taylor Wealth, a trading name of WTW Ltd. This podcast is for information purposes only and does not constitute personal financial advice. Listeners needing advice should seek support from an FCA-authorised adviser.

In this episode, Kieran and Martin take a clear, no‑nonsense look at the Autumn 2025 Budget and what the key changes could mean for people planning their financial futures. They talk about the headlines around tax‑free cash, before breaking down the main updates across personal taxes, pensions and business owners in a straightforward, practical way. They also explain why understanding the Budget matters, but why it shouldn’t distract from long‑term planning or stop people from making confident decisions about their future. It’s a simple, balanced conversation designed to cut through the noise.Disclaimer: Those Pension Guys is brought to you by Welsh & Taylor Wealth, a trading name of WTW Ltd. This podcast is for information purposes only and does not constitute personal financial advice. Listeners needing advice should seek support from an FCA-authorised adviser.

In this episode, Kieran, Martin and Emma break down what it really means to be a client of Welsh & Taylor Wealth. We discuss the types of clients we typically work with, why they come to us, and how our independent approach allows us to build strategies tailored to real people - not products. We talk openly about our fees, our investment proposition, and why we focus on long-term relationships rather than transactional advice. Most importantly, we explain why we want clients involved in their planning, and how working together leads to better outcomes.Disclaimer: Those Pension Guys is brought to you by Welsh & Taylor Wealth, a trading name of WTW Ltd. This podcast is for information purposes only and does not constitute personal financial advice. Listeners needing advice should seek support from an FCA-authorised adviser.

In this episode, Kieran, Martin and Emma continue sharing our story by exploring the process of going independent. We discuss the steps involved, the hurdles we faced along the way, and the lessons we learned while building Welsh & Taylor Wealth as a directly authorised firm. It’s an honest look at the challenges behind the scenes and what it really takes to make the move.

Disclaimer: Those Pension Guys is brought to you by Welsh & Taylor Wealth, a trading name of WTW Ltd. This podcast is for information purposes only and does not constitute personal financial advice. Listeners needing advice should seek support from an FCA-authorised adviser.

In our very first episode, Kieran, Martin and Emma take you back to the beginning of our careers in the financial world. From our first steps into the industry, through the lessons learned along the way, we share how our paths eventually crossed and what led us to make the decision to go independent. This is the start of our story and the foundation of Those Pension Guys.

Disclaimer: Those Pension Guys is brought to you by Welsh & Taylor Wealth, a trading name of WTW Ltd. This podcast is for information purposes only and does not constitute personal financial advice. Listeners needing advice should seek support from an FCA-authorised adviser.