What if you didn't need to focus regimentally on curbing your expenditure?

Good news - you can still indulge your caffeine fix and frequent your favourite coffee shop every day.

Instead, by making a tiny annual tweak to your investment rate, you can impact your long-term planning much more than cutting back on a flat white or 2... 

And finally, here's the calculator referred to in this episode for you to run your own figures. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.