You've likely never heard of him, but Ronald Read's story is a testament to the best principles for successful financial planning. 

In this episode Benjamin shares the story of how Ronald turned a modest income and asset position into a sizeable estate worth over $8M. 

The recipe for his success is nothing surprising, but did he live life to the max and sufficiently enjoy his wealth? 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

This is a very special episode of Headsup on Money. 

We're delighted to welcome The Reverend Matthew Hutton, who shares with us the key takeaways from his best-selling book Your Last Gift: Getting Your  Affairs in Order and outlines actionable and simple steps on how to die 'well'.

It's not the most cheerful of subjects, but this stuff needs to be thought about.  

Matthew brings valued insight from his 35 years as a former tax and trusts lawyer, but as you'll see, the advantages of sorting this stuff out extend far beyond legal and financial benefits. 

You'll leave this episode with a whole new perspective on how to think about this stuff and what it can mean for your loved ones. 

Here's the link to Matthew's website where you can pick up a copy of his book. You won't regret it. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

'Markets in turmoil'

'S&P 500 experiences record losses' 

'FTSE crashes on market opening'. 

How can you remain focused on your financial plan in the digital age we are in? 

With notifications of financial armageddon seemingly always around us, there are some simple steps you can take to tune out the noise and remain true to your financial plan. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

In this episode Benjamin outlines the '3 Ps' of financial planning and how you should direct your focus to maximise your chance of financial success. 

It's not as complicated as it may seem. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

The Mansion House Accord has worrying implications for your pension and your retirement planning. 

Fortunately, you can do something about this and don't have to accept the changes that are now due to come in to effect. 

If you have a workplace pension scheme and you've never bothered to review the fund you're invested in within that workplace pension then this is the episode for you. 

As always, free from financial jargon, guff and waffle that you don't need. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

Headsup on Money is 100 today!

In this special episode Benjamin reflects on the key learns over the last 100 episodes of the podcast and shares some personal stories to help you get to know him better. 

Thank you to the money nerds out there for your support. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

Wondered what would happen to your bank account savings in the event your bank was to default? 

Heard of the FSCS? 

Benjamin explains everything you need to know in this week's episode. 

Here's the link referred to in the show. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

What lessons can we take into our financial planning from the regrets of the dying? 

Good financial planning should always just be the means to the end; the financial plumbing underpinning your financial goals. 

In this episode Benjamin reflects on the top 5 regrets of the dying from Bronnie Ware's highly regarded memoir from her time as a palliative carer. You can find out more about Bronnie here. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

Is your financial plan based on sound evidence and a rigorous plan, or arbitrary numbers and dates that you've convinced yourself are correct? 

I need to retire at age 62. 

I need £500,000 in my pension to afford a good retirement. 

Are these statements based on fact, or fiction? 

Benjamin discusses why it matters in this week's episode. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

Increased complexity doesn't mean better in personal finances. 

Whether you have a £100k pension pot or £1m, the underlying investment principles should hold consistent. Benjamin explains why in this episode. 

Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.

Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!

Take my 5 minute retirement assessment (can you already afford to retire?) 🚀


Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.