This is a continuation of Part 1. This episode dives deeper into how the AI algorithms are built and how the risk is assessed. Other topics include how your data is collected and stored, as well as the risks you may not be aware of that are buried in the terms and conditions.

What does the future of UBI insurance look like 2 - 5 years out, and what potential concerns and issues should you be aware of? Can this data be used against you in (futurist) scenarios that may not be as far away as you once thought?

Suppose telematic data collection is combined with other data collection methods, such as in-cabin (inside the car or vehicle data) + connected vehicles to the infrastructure. How could insurance providers completely disrupt traditional auto insurance as we know it today?

Finally, what if other industries leveraged similiar telematics data as UBI for the insurance industry? How can that impact you? This and more, you are surely going to find that this episode will keep the technical and non-technical questioning the future of the auto insurance industry.

Music: Technology Update by Zydsoounds.