This is but one of the elephants in the housing market room.

https://www.bloomberg.com/news/articles/2024-02-23/uk-mortgage-rates-homeowners-brace-for-a-surge-in-costs-in-2024

https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/howincreasesinhousingcostsimpacthouseholds/2023-01-09

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