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Moving Home with Charlie
Moving Home with Charlie episodes
- In this market, sellers need the most help. Seller Special Live Q&ARight now there are more than enough sellers and not enough buyers, so this live was all about helping sellers. I started with the one cold, hard fact every seller has to accept: you can't sell for more than somebody will pay, and the market doesn't care what you, your agent or the headlines think your home is worth. Then I went through the three critical choices every seller has to get right: your conveyancer (the first choice you make, so you can come to market sale-ready), your estate agent (the most important one, because their job is to find the market by getting presentation, promotion and price right, aiming for 12 viewings and competing offers) and your buyer (not just the highest offer, but the one most likely to complete). I also answered your questions, from falling gilt yields and this week's Bank of England decision to renegotiating after a bad survey, blind best and final bids, a £1.4m guide price that drew £1.1m offers, and a probate flat with no offers in 14 months.Watch the full stream on YouTube: https://www.youtube.com/watch?v=3OJpjTXTFVU
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...59 min - 5FF Short Cut: The Unexpected Budget Win for the Housing MarketThe Chancellor has confirmed Your First Home, with price caps that make it mostly only viable in the North, and negative equity inbound for most first-time buyers who take it. Zoopla shows house price inflation at just 0.8%, with 35% of homes in areas with annual price falls, 7% more homes for sale and sales agreed down 7%. Even the OBR now expects house price growth and transactions to slide. The Bank of England reports September mortgage approvals were even worse than August, well below the long-term average of 66,000 a month. The OBR says housing delivery will fall to 229,000 this year and keep falling for three years. Bonus: the silver lining of the Budget no one has mentioned. A calmer, more certain market could bring an uptick in transactions.Sources for every fact: https://mhwc.co.uk/blog/5-fact-friday-30th-october-2026/Watch the full livestream: https://www.youtube.com/watch?v=QSYwoCzscnA
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...13 min - The Unexpected Budget Win for the Housing Market5 Fact Friday: the unexpected Budget win for the housing market. Chancellor Healey confirms the Your First Home details and price caps, Zoopla shows annual house price falls spreading across more of the country, the OBR expects house price growth, transactions and housebuilding to slide, and the Bank of England reports even weaker mortgage approvals for September (53,000 against a long-term average of around 66,000). Plus the silver lining of the Budget no one has mentioned, and your questions from the chat.Watch the full stream on YouTube: https://www.youtube.com/watch?v=QSYwoCzscnA
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...54 min - Budget Bingo - what housing measures are on your Bingo card for this budget?Two days before the Budget, I went live to fill in our Budget Bingo cards. I started with the numbers behind it: the government is spending nearly a billion pounds a day on welfare, and public spending is around 45% of GDP, which is why I expect a long list of small, headline-friendly announcements designed not to spook the bond markets. Then I went through the housing measures that have been trailed: the "Your First Home" 20% equity loan for first-time buyers (which I think is a terrible idea), more money for social and affordable homes, rough sleeping funding, stamp duty, the £2 million mansion tax threshold and the market distortion it has already caused, capital gains tax, National Insurance on rental income and a land value tax. I also answered your questions, from long mortgage fixes and pulling out when a better home comes along, to why first-time buyers get seen as time-wasters, why going live on Boxing Day is a bad idea, and renegotiating before exchange.Housing Stig and I will be reacting to the Budget live at 12:30pm on Wednesday 28 October.Watch the full stream on YouTube: https://www.youtube.com/watch?v=ciAFrWD5XxI
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...59 min - 5FF Short Cut: 41% of sellers slash prices, chase the market down. Are they too late?Inflation is up, with CPI at 3.5% for September and a November rate rise looking nailed on. Government borrowing is running far beyond forecast, a record for September apart from Covid, with total debt past £3 trillion, which unsettles the bond market and mortgage rates. Job vacancies fell 21,000 to 691,000, the lowest since 2014, with unemployment at 4.7% and Barclays cutting 5,000 jobs. 41% of homes for sale in England have had a price cut, as sellers chase the market down. Mortgage deals now last just 13 days before they're pulled or repriced, so get your mortgage offer locked in. Bonus: most first-time buyers now pay more on their mortgage than they did in rent, even before maintenance costs.Sources for every fact: https://mhwc.co.uk/blog/5-fact-friday-23rd-october-2026/Watch the full livestream: https://www.youtube.com/watch?v=PKPnBiqJ5LE
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...12 min - 41% of sellers slash prices, chase the market down. Are they too late?5 Fact Friday for 23 October 2026. 41% of homes for sale in England have now had a price cut, two in five sellers chasing the market down, but are they too late? Plus inflation up to 3.5% in September pushing rates higher, government borrowing of £24.5bn in September with total debt now over £3 trillion, job vacancies down to 691,000 with unemployment at 4.7%, and the average mortgage deal now lasting just 13 days compared with 43 in 2019. Live questions from viewers too.Links to all sources: https://mhwc.co.uk/5-fact-friday/5-fact-friday-23rd-october-2026/Watch the full stream on YouTube: https://www.youtube.com/watch?v=PKPnBiqJ5LE
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...59 min - One week until the budget: Live Q&A: Ask Me AnythingOne week until the Budget, I went live to take your questions. I started with the latest borrowing figures: the government borrowed another £24.5 billion in September, and interest on our national debt is now £11 billion a month, which is more than it would cost to scrap stamp duty on main homes for a whole year. With inflation up again and a base rate rise likely in November, uncertainty is only going one way, so I set out exactly what I would do right now to make a move more certain as a seller, as a buyer, and as someone doing both. Then I answered your questions from the chat, from whether we'll see anything done to stamp duty in the Budget to the best time of year to make an offer in a buyers' market.Housing Stig and I will be reacting to the Budget live at 12:30pm on Wednesday 28 October.Watch the full stream on YouTube: https://www.youtube.com/watch?v=BpVkpPg7Bbc
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...59 min - Rightmove's u-turn on House Prices is too late.Tonight I went live on Rightmove's u-turn on house prices. After months of headlines about record asking prices, Rightmove now says September 2026 was the busiest month for asking price reductions since 2011, with just over 3,000 listings a day being cut, and that homes priced competitively from the start sell far faster. I explained why that message comes too late for many sellers this year, why buyers set prices, why overpricing pushes buyers away for good, and whether now is a good time to buy. Then I took your questions from the chat, from sellers who've been stuck on the market for months to buyers deciding how much to offer.Watch the full stream on YouTube: https://www.youtube.com/watch?v=lD9ZO1hOr3M
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...59 min - 5FF Short Cut: Housing market in 'Limp Mode', listings backing up into a jamSources for every fact: https://mhwc.co.uk/blog/5-fact-friday-16th-october-2026/Mortgage rates are still climbing, with five-year fixes averaging 6% and two-year fixes almost 6%, and the gap between the asking price of listings and the asking price of homes that sell is 17.8%. Viewings per property have halved in two years. Connells found sellers with upfront search packs had 43% fewer fall-throughs and exchanged 37% faster. The gap between new listings and agreed sales hit a 12-month high, with September listings up 15% and agreed sales down 16%. Average advertised rents passed £1,400 a month for the first time, with London around £2,800. Bonus: 470 more buildings have completed cladding remediation, but it's far too slow.Watch the full livestream: https://www.youtube.com/watch?v=dDkFh1DFZIo
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...12 min - Housing market in 'Limp Mode', listings backing up into a jam5 Fact Friday: the housing market is in "Limp Mode", with listings backing up into a jam. Five facts on what's happening in the UK property market right now, plus your questions from the chat.Watch the full stream on YouTube: https://www.youtube.com/watch?v=dDkFh1DFZIo
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie
🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw
🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe
📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/
📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/
💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/
🧑⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...1 hr
About Moving Home with Charlie
From the publisher's feed
Charlie Lamdin shares his wisdom from 25 years behind the scenes of the moving industry on a mission to make moving easier and help find a home for everyone. Everything bad estate agents don't want…
you to know (but good agents won't mind you knowing!) to help you get a better chance of securing the home you want. He also shares his unique perspective on what's happening in the housing market and economy. Visit https://mhwc.co.uk for more.