#8 Why is it that some people swear by goal setting and others say that it is a complete waste of time? Reading through dozens of books on goal setting, you may be familiar with the infamous Harvard study that followed a class of graduates and looked at them years later. It seemed that the handful that had written goals were more successful than the rest of the class who had no goals. In terms of wealth, these goal setters had more wealth than the entire class combined. People can s...